246 County Road 251, Cullman, AL, 35057
About This Home
6 beds/6 bath on this ultimate Smith Lake retreat withOUT stairs! Here space, privacy, and lake life all come together on 10 walkable acres. The main house is built for gathering and entertainment. Just steps away, a private guest cabin gives guests their own cozy escape while keeping them close to the action. You have your own boat ramp for easy launch days, plus a boathouse featuring two slips with lifts and two dedicated jet ski ports; because lake days should be effortless. Morning rides, sunset cruises, long weekends with those you love… it’s all right here. The detached building is perfect for storage, and hobbies. This isn’t just a lake house. It’s a gathering place. It's a lifestyle!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Oven,Double Oven,Dishwasher,Microwave,Ice Maker,Dryer,Wine Cooler,Gas Oven,Disposal,Gas Water Heater,Tankless Water Heater,Gas Cooktop
Basement
- Has basement: Yes
- Basement: Basement
Bathroom1
- Features: 10’ + Ceiling,Crown Molding,Smooth Ceiling,Tile
- Level: First
- Area: 165
Bedroom
- Features: 12’ Ceiling,10’ + Ceiling,9’ Ceiling,Ceiling Fan(s),Wood Floor,Coffered Ceiling(s)
- Level: Second
- Area: 168
Bedroom2
- Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Recessed Lighting,Sitting Area,Smooth Ceiling,Tile
- Level: Basement
- Area: 484
Bedroom3
- Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Recessed Lighting,Smooth Ceiling,Tile
- Level: Basement
- Area: 225
Bedroom4
- Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Recessed Lighting,Smooth Ceiling,Tile,Walk-In Closet(s)
- Level: Basement
- Area: 182
Bedroom5
- Features: Ceiling Fan(s),Wood Floor,Walk-In Closet(s),Coffered Ceiling(s)
- Level: First
- Area: 252
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 6
- Full bathrooms: 4
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: 10’ + Ceiling,Bay WDW,Crown Molding,Fireplace,Recessed Lighting,Tile,Coffered Ceiling(s)
- Level: First
- Area: 272
Features
- Central Vacuum
- Window features: Double Pane Windows
- Fireplace features: Outside,Gas Log,Masonry,Three +,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central 2+,Propane,Radiant Floor
- Cooling features: Central 2,Electric
Interior Area
- Total interior livable area: 8,293 sqft
Kitchen
- Features: 12’ Ceiling,Crown Molding,Granite Counters,Kitchen Island,Pantry,Recessed Lighting,Smooth Ceiling,Tile,Vaulted Ceiling(s),Wet Bar
- Level: First
- Area: 544
Laundry Room
- Features: 10’ + Ceiling,Crown Molding,Granite Counters,Smooth Ceiling,Tile,Built-in Features,Utility Sink
- Level: First
- Area: 64
Living Room
- Features: 12’ Ceiling,Ceiling Fan(s),Crown Molding,Fireplace,Recessed Lighting,Smooth Ceiling,Vaulted Ceiling(s),Wet Bar,Wood Floor,Built-in Features
- Level: First
- Area: 999
Master Bathroom
- Features: 10’ + Ceiling,Crown Molding,Double Vanity,Granite Counters,Recessed Lighting,Smooth Ceiling,Tile,Walk-In Closet(s)
- Level: First
- Area: 252
Master Bedroom
- Features: 10’ + Ceiling,Bay WDW,Ceiling Fan(s),Crown Molding,Fireplace,Recessed Lighting,Sitting Area,Smooth Ceiling,Wood Floor,Walk-In Closet(s)
- Level: First
- Area: 990
Property
Details
- Parcel number: 2107360001023.025
- Other equipment: Central Vacuum
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered Patio,Deck,Front Porch,Screened Porch
- Exterior features: Dock
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Water Access,Boat Lift,Jet Ski Lift,Waterfront,Boat Ramp on Prop.,Lake/Pond
- Waterbody name: Smith Lake
Lot
- Lot size: 11 Acres
Parking
- Parking features: Garage-Attached,Garage-Detached,Workshop in Garage,Garage-Five+ Car
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $12,636 | $151,632 |
| Home Insurance * | $1,935 | $23,220 |
| Property Taxes | $3,971 | $47,652 |
| Electricity | $927 | $11,135 |
| Total | $19,469 | $233,628 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-28 | Listed for sale | $2,695,000 |
| 2022-11-13 | Listing removed | -- |
| 2022-09-30 | Price change | $2,750,000 |
| 2022-03-26 | Listed for sale | $3,250,000 |
| 2014-09-08 | Sold | $195,600 |
| 2009-02-03 | Sold | $11,000 |
| 2001-09-21 | Sold | $258,000 |
For Sale by Agent
View on Zillow