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622 County Road 175, Crane Hill, AL, 35053

5beds
5baths
4,500sqft
$1,650,000
$367price/sqft
$9,987/moest. monthly cost
$399,480/yrincome needed

About This Home

Smith Lake/ Crane Hill - Custom home located in prestigious Lake Shore West. This 5 bedroom 3 bath with 2 half bath has plenty of room for family and guests. Architectural features include all Heart Pine flooring and beautiful wood ceilings through out. The soaring fireplace is constructed with antique brick giving this space an old world feeling. The antique brick is also used on the large patio and outside spaces and the outside kitchen is perfect for entertaining. The patio is only a few steps to the large double slip dock that sits in deep year round water and the lot has 257 of desirable rock shoreline. This home also has a new roof.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

9/10
6/10
Cold Springs High SchoolGrades 9-126.1 mi
7/10
Harmony SchoolGrades PK-812.4 mi

Construction

Condition

  • Property condition: Existing Structure,Good
  • Year built: 2004

Materials

  • Roof: Composition
  • Construction materials: Frame,Brick Veneer,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Ice Maker,Gas Range,Range Hood,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5

Features

  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 4,500
  • Total interior livable area: 4,500 sqft

Property

Details

  • Parcel number: 2907260000001019
  • Zoning: _

Features

  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Rain Gutters,Sprinkler
  • On waterfront: Yes
  • Waterfront features: Lake Front,PWC Lift/Float,Swim Platform,Waterfront Features: Characteristics(Gentle)
  • Waterbody name: Sipsey Fork
  • Frontage length: Waterfront Footage(257)

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance *$853$10,236
Property Taxes $288$3,456
Electricity $503$6,042
Total$9,987$119,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$342,411/yr
40% on housing$299,610/yr
45% on housing$266,320/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 35053$292
Cullman County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 35053$419
Cullman County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-13Price change$1,650,000
2026-04-04Price change$1,790,000
2025-02-18Price change$1,850,000
2024-07-25Price change$1,950,000
2023-09-16Listed for sale$2,300,000

For Sale by Agent

AgentMelissa Pierce Dodge
BrokerageLake & Coast Real Estate Co.

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