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412 Sommerville Ave, Moulton, AL, 35650

2beds
1baths
890sqft
$130,000
$146price/sqft
$1,037/moest. monthly cost
$41,480/yrincome needed

About This Home

You must see this home! Welcome to 412 Sommerville Avenue, Moulton, AL, a charming 2-bedroom, 1-bath home offering comfort, convenience, and great potential. The inviting layout is filled with natural light and provides a warm, welcoming feel throughout. Situated on a manageable city-sized lot in a quiet, established neighborhood, this property is ideal for first-time homebuyers, downsizers, or investors. Conveniently located near Moulton Elementary School and Moulton Middle School, with easy access to local schools, shopping, and everyday amenities, this home blends small-town charm with practical living.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
Moulton Middle SchoolGrades 5-80.3 mi
4/10
Lawrence Co High SchoolGrades 9-120.8 mi
6/10
Moulton Elementary SchoolGrades PK-40.4 mi

Construction

Condition

  • Year built: 1950

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Double Oven,Refrigerator,Electric Water Heater

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First
  • Area: 42

Bedroom2

  • Features: Ceiling Fan(s),Wood Floor
  • Level: First
  • Area: 234

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wall Furnace,Natural Gas
  • Cooling features: Window 1

Interior Area

  • Total interior livable area: 890 sqft

Kitchen

  • Features: Wood Floor
  • Level: First
  • Area: 144

Living Room

  • Features: Wood Floor
  • Level: First
  • Area: 168

Master Bedroom

  • Features: Ceiling Fan(s),Wood Floor
  • Level: First
  • Area: 252

Utility Room

  • Level: First
  • Area: 63

Property

Details

  • Parcel number: 1509324106045.0000

Lot

  • Lot size: 3,049 sqft

Parking

  • Parking features: Driveway-Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Earthquake
Ice Storm
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$113$1,356
Property Taxes $27$324
Electricity $240$2,881
Total$1,037$12,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,554/yr
40% on housing$31,110/yr
45% on housing$27,653/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 35650$109
Lawrence County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35650$118
Lawrence County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-18Price change$130,000
2026-03-24Price change$132,000
2026-01-18Listed for sale$135,000

For Sale by Agent

AgentTina Alexander
BrokerageMaegan Jones Real Estate Co

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