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78 Sunset Cv, Ohatchee, AL, 36271

4beds
5baths
2,962sqft
$699,000
$236price/sqft
$4,504/moest. monthly cost
$180,160/yrincome needed

About This Home

Welcome to your dream lakefront retreat on beautiful Neely Henry Lake! This exceptional 4 bedroom, 4 1/2 bathroom home offers 195 feet of year-round waterfront with breathtaking views you'll enjoy every day. Designed for both everyday living and entertaining, the open-concept floor plan creates a warm, inviting space for family and friends. Step outside to your brand-new pier and enjoy boating, fishing, swimming, or simply relaxing by the water. Whether you're looking for a full-time residence or a weekend escape, this property delivers the perfect combination of luxury, comfort, and unbeatable lakefront living!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
4/10
Ohatchee High SchoolGrades 7-122.9 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven,Self Cleaning Oven,Refrigerator,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 1044

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Daylight,Block

Bathroom1

  • Level: First

Bathroom3

  • Level: First

Bathroom4

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Family Room

  • Level: Basement

Features

  • Recessed Lighting,Split Bedroom,Cathedral/Vaulted,Crown Molding,Smooth Ceilings,Soaking Tub,Linen Closet,Separate Shower,Double Vanity,Sitting Area in Master,Split Bedrooms,Tub/Shower Combo
  • Window features: Bay Window(s)
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room,Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 1,044
  • Finished area above ground: 1,918

Heating & Cooling

  • Heating features: Central,Dual Systems (HEAT),Propane
  • Cooling features: Central Air,Dual,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,962 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1404180004078.000
  • Special condition: As Is

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Porch,Covered (DECK),Open (DECK),Deck
  • Exterior features: Dock
  • Fencing: Fenced
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Neely Henry
  • Frontage length: 195

Lot

  • Lot size: 1.10 Acres
  • Features: Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Cold Wave
Hail
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$447$5,364
Property Taxes $192$2,304
Electricity $331$3,977
Total$4,504$54,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,422/yr
40% on housing$135,120/yr
45% on housing$120,106/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 36271$156
Calhoun County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 36271$158
Calhoun County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$680,000
2026-07-24Listed for sale$699,000

For Sale by Agent

AgentKristen Waddell
BrokerageKelly Right Real Estate of Ala

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