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311 S Back Creek Rd NW, Madison, AL, 35757

3beds
3baths
2,595sqft
$385,000
$148price/sqft
$2,574/moest. monthly cost
$102,960/yrincome needed

About This Home

Beautiful Jeff Benton built brick ranch home in desirable Cross Creek with community clubhouse and pool! Conveniently located near Clift Farm shopping and restaurants. This open concept home features a spacious living room with cozy fireplace, formal dining room, and office that could serve as a 4th bedroom. Kitchen has tile backsplash, bay window eat-in area, and huge wrap-around pantry. Isolated master suite includes double vanities, separate shower, and large walk-in closet. Two secondary bedrooms share a Jack and Jill bath. 3-car garage, large laundry room with utility sink, fenced backyard with patio, and new roof in 2025!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
3/10
Williams Middle SchoolGrades 6-89.5 mi
2/10
Columbia High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave

Bedroom2

  • Features: 9’ Ceiling,Ceiling Fan(s),Carpet
  • Level: First
  • Area: 143

Bedroom3

  • Features: 9’ Ceiling,Ceiling Fan(s),Carpet
  • Level: First
  • Area: 165

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: 9’ Ceiling,Crown Molding,Window Cov,Wood Floor
  • Level: First
  • Area: 180

Features

  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,595 sqft

Kitchen

  • Features: 9’ Ceiling,Eat-in Kitchen,Granite Counters,Pantry,Tile
  • Level: First
  • Area: 168

Laundry Room

  • Features: Tile,Utility Sink
  • Level: First
  • Area: 130

Living Room

  • Features: 9’ Ceiling,Ceiling Fan(s),Carpet,Fireplace
  • Level: First
  • Area: 408

Master Bedroom

  • Features: 9’ Ceiling,Ceiling Fan(s),Carpet,Walk-In Closet(s)
  • Level: First
  • Area: 323

Office

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling,Window Cov
  • Level: First
  • Area: 192

Property

Details

  • Parcel number: 1504200000012007

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch,Patio
  • Exterior features: Curb/Gutters,Sidewalk

Lot

  • Lot size: 0.29 Acres

Parking

  • Parking features: Garage-Three Car,Garage-Attached,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$213$2,556
Property Taxes $125$1,500
Electricity $290$3,484
Total$2,574$30,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,251/yr
40% on housing$77,220/yr
45% on housing$68,640/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 35757$150
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35757$169
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$385,000
2026-05-29Price change$399,900
2026-05-15Listed for sale$419,000
2014-07-15Sold$7,750
2010-04-26Sold$226,000

For Sale by Agent

AgentBenjamin Waye
BrokerageMatt Curtis Real Estate, Inc.

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