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164 Mountain Top Rd, Russellville, AL, 35654

4beds
3baths
2,373sqft
$319,900
$135price/sqft
$2,365/moest. monthly cost
$94,600/yrincome needed

About This Home

Country Living Just Minutes from Town! This beautiful 4 bedroom, 2.5 bath home sits on nearly 8 acres full of wildlife, both deer & turkey, the perfect blend of privacy and convenience. Enjoy peaceful mornings and quiet evenings surrounded by open space, yet you're still within city school limits, and close to all the shopping and dining. Inside, you'll find a spacious layout with plenty of natural light and room for everyone. The kitchen flows seamlessly into the dining and living areas ideal for gatherings or family time, and you will love the large master suite with it's own private balcony! Step outside to your own backyard retreat! The patio with a pergola is perfect for relaxing, grilling, or entertaining under the stars. With nearly eight acres to roam, there's space for a garden, hobby farm, or simply to soak up the view. Call today for a private tour!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
West Elementary SchoolGrades PK-22.5 mi
9/10
5/10
Russellville High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Architectual/Dimensional
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Carpet,Wood
  • Attic: Storage
  • Finished area below ground: 0
  • Finished area above ground: 2,373

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,373
  • Total interior livable area: 2,373 sqft

Property

Details

  • Parcel number: 0205160000004.0080
  • Zoning: R1

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7.66 Acres
  • Features: Gentle Sloping
  • Lot size dimensions: 7.66 acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Earthquake
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$365$4,380
Property Taxes $118$1,416
Electricity $265$3,186
Total$2,365$28,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,085/yr
40% on housing$70,950/yr
45% on housing$63,066/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 35654$87
Franklin County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 35654
Franklin County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$329,900
2026-02-19Price change$333,900
2026-01-05Price change$334,900
2025-10-13Listed for sale$339,900
2024-08-27Sold$292,500
2024-08-22Pending sale$299,900
2024-05-31Listed for sale$299,900
2023-12-01Listing removed--
2023-09-11Price change$299,730
2023-07-21Listed for sale$337,900
2023-07-14Pending sale$337,900
2023-06-13Price change$337,900
2023-05-31Listed for sale$347,950

For Sale by Agent

AgentJosh Rumble
BrokerageNxcel Realty

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