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45 Triple Oak Dr, Oxford, AL, 36203

2beds
2baths
1,280sqft
$82,900
$65price/sqft
$749/moest. monthly cost
$29,960/yrincome needed

About This Home

Well maintained 2 Bedroom and 2 Bath Home is move-in ready and perfect for a new owner! The open floorplan features a Family Room with vaulted ceilings and gas log fireplace that flows into the Dining Room and Kitchen. Kitchen has an electric stove, built in dishwasher, microwave, and lots of cabinets. The 2 bedrooms are on each end of the home. The Master Suite has a bedroom with a spacious walkthrough closet and a master bath that has a huge garden tub, separate shower, and double vanities. Additional Bedroom has spacious closet. Extra amenities are laundry area, ceiling fans, covered deck with wrought iron railings, 2 car carport, storage building, and dusk to dawn light. Home is located on a corner lot in a family friendly neighborhood. There's nothing left for you do to except move in and enjoy!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
Ce Hanna SchoolGrades 5-61.8 mi
6/10
Oxford Middle SchoolGrades 7-81.7 mi
--
Oxford Area Voc SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Other

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Self Cleaning Oven,Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Other,Laundry (ROOM),Yes

Basement

  • Area: 0

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Split Bedroom,Cathedral/Vaulted,Soaking Tub,Linen Closet,Separate Shower,Double Vanity,Split Bedrooms,Tub/Shower Combo,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Family Room,Gas
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,280

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,280 sqft

Kitchen

  • Features: Laminate Counters
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Ramps

Details

  • Parcel number: 2208330002024.021
  • Special condition: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Covered (DECK),Deck
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.31 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Assigned
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $419$5,028
Home Insurance *$68$816
Property Taxes $22$264
Electricity $240$2,881
Total$749$8,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,680/yr
40% on housing$22,470/yr
45% on housing$19,973/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 36203$128
Calhoun County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 36203$139
Calhoun County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$89,900

For Sale by Agent

AgentCathy Parks
BrokerageKW Realty Group

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