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12328 Us Highway 278 E, Holly Pond, AL, 35083

3beds
2baths
1,891sqft
$299,900
$159price/sqft
$2,101/moest. monthly cost
$84,040/yrincome needed

About This Home

Peaceful Country Living with Room to Grow! Welcome home to this beautiful brick 3 bedroom, 2 bath property offering space, comfort, and endless possibilities on +/- 7 acres. This home provides the perfect blend of convenience and privacy while being just minutes from local grocery stores and everyday essentials. Inside, you’ll find a spacious family den featuring a cozy fireplace, perfect for gatherings, relaxing evenings, and making memories with loved ones. The home also offers a full-size unfinished basement, providing incredible potential for additional living space, a workshop, recreation area, or abundant storage. Enjoy your mornings and evenings from the covered back porch overlooking a peaceful field. It also has a large pond, creating a serene outdoor retreat right at home. The property also includes a 2-car basement garage plus a large carport for extra parking, storage, or outdoor projects.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
7/10
Holly Pond High SchoolGrades 9-121.7 mi
--
Holly Pond Middle SchoolGrades 6-81.7 mi

Construction

Condition

  • Year built: 1971

Materials

  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Electric Cooktop
  • Laundry features: In Carport

Basement

  • Area: 1891

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Eat-in Kitchen,Entrance Foyer,Primary Bedroom Main
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,891

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,782
  • Total interior livable area: 1,891 sqft

Property

Details

  • Parcel number: 1506130000003.000
  • Zoning: R1

Features

  • Patio & porch: Breezway,Covered,Front Porch,Rear Porch
  • Has view: Yes
  • View description: Pasture,Pond
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: Pond

Lot

  • Lot size: 7 Acres
  • Features: Gentle Rolling,Pasture,Rectangular Lot
  • Lot size dimensions: See Legal Description

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Attached Carport,Driveway,Basement
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$293$3,516
Property Taxes $52$624
Electricity $240$2,881
Total$2,101$25,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,034/yr
40% on housing$63,030/yr
45% on housing$56,026/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 35083$103
Cullman County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 35083$127
Cullman County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$299,900

For Sale by Agent

AgentJosh Smith
BrokerageAlabama Realty Group

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