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234 County Road 953, Crane Hill, AL, 35053

1beds
1.5baths
1,120sqft
$365,000
$326price/sqft
$2,336/moest. monthly cost
$93,440/yrincome needed

About This Home

Smith Lake / Crane Hill - On a peaceful stretch of Crooked Creek & convenient to I-65 and Cullman, you'll find this property on a gently sloped lot that provides a near flat yard to the water's edge. The main level offers a comfortable 1-bedroom, 1-bath layout highlighted by recent updates, a Walk-in Closet & Sunroom. A spacious unfinished basement holds a half Bath & awaits your personal touch, ready to be transformed into entertaining space or extra guest bedrooms. At the shoreline, a single-slip dock is equipped with a HydroHoist boatlift to always keep your boat secure and ready. A large detached garage and a separate basement garage provide tons of space for boats, gear, play, etc. Searching for a turnkey weekend escape or a permanent lakeside haven with room to grow? This Crooked Creek gem is ready for its next chapter and offered mostly furnished.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

7/10
Harmony SchoolGrades PK-83.9 mi
5/10
West Point High SchoolGrades 9-1212.6 mi
9/10
West Point Middle SchoolGrades 6-812.2 mi

Construction

Condition

  • Property condition: Existing Structure

Materials

  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Oven,Electric Range,Refrigerator,Washer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Block,Exterior Entry,Interior Entry,Storage Space,Unfinished Basement,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1.5

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Details

  • Parcel number: 2004170001012000
  • Zoning: _

Features

  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Boat Slip
  • On waterfront: Yes
  • Waterfront features: Lake Front,BH Permittable,Boat Lift,Waterfront Features: Characteristics(Gentle)
  • Waterbody name: Crooked Creek
  • Frontage length: Waterfront Footage(100)

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached & Detached,Built/In Garage 1
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$188$2,256
Property Taxes $63$756
Electricity $240$2,881
Total$2,336$28,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,091/yr
40% on housing$70,080/yr
45% on housing$62,293/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 35053$296
Cullman County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 35053$419
Cullman County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$365,000
2026-06-13Listed for sale$380,000
2023-05-31Sold$295,000
2023-04-18Pending sale$299,000
2023-04-11Listed for sale$299,000

For Sale by Agent

AgentBrian Glenn
BrokerageJoseph Carter Realty

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