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616 County Road 406, Cullman, AL, 35057

5beds
6baths
4,339sqft
$889,900
$205price/sqft
$5,828/moest. monthly cost
$233,120/yrincome needed

About This Home

Southern Living at it's finest! This 5bedroom 5.5ba definitely has it all. Hardwood flooring throughout main level living with beautiful foyer entrance. Sitting den with fireplace & built ins as well as large family room. Big formal dining room just off kitchen with natural light, newer granite, Island & views. Side wing has huge rec room/game room/5th bedrm with full bath. Far wing has full Mother-in-law suite with 1bedroom, liv rm, bath & kitchen with separate entrance/drive and back patio with pool access. Upstairs has oversized master suite as well as 2 large bedrooms and 2 baths. Back sunroom with gorgeous views leads out to brick patio & inground pool. Breezeway attaches to 2 car garage that leads to another detached 2 car garage with additional pull down storage/workshop. All on 3 privateAc+/-, dead end rd close to town & interstate. This one you will want to stay a while. Also has 732 sq ft unfinished basement/ heated & cooled, used as a hobby room, storm room or extra storage.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
9/10
West Point Middle SchoolGrades 6-86.4 mi
5/10
West Point High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Block,Combination,Crawl Space
  • Roof: Architectual/Dimensional

Type & Style

  • Home type: SingleFamily
  • Architectural style: Southern Living
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator

Basement

  • Area: 732

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Built-in Features,High Ceilings,Granite Counters,Entrance Foyer,In-Law Floorplan,Kitchen Island
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Floored,Pull Down Stairs,Scuttle,Storage
  • Finished area below ground: 0
  • Finished area above ground: 4,339

Heating & Cooling

  • Heating features: 3+ Central Units
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 6,071
  • Total interior livable area: 4,339 sqft

Property

Details

  • Parcel number: 35928
  • Zoning: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Vinyl
  • Patio & porch: Covered,Front Porch,Glass Enclosed,Patio,Rear Porch
  • Exterior features: Dog Run,Fire Pit,Private Yard,Storage
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Pasture

Lot

  • Lot size: 3 Acres
  • Features: Back Yard,Front Yard,Landscaped,Secluded,Views
  • Lot size dimensions: 420 x 315

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Earthquake
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,499$53,988
Home Insurance *$689$8,268
Property Taxes $155$1,860
Electricity $485$5,826
Total$5,828$69,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,817/yr
40% on housing$174,840/yr
45% on housing$155,413/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 35057$240
Cullman County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 35057$158
Cullman County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Listed for sale$889,900
2022-06-09Sold$705,000
2022-05-25Pending sale$749,900
2022-05-16Listing removed--
2022-03-09Price change$749,900
2022-01-31Listed for sale$789,900
2020-04-30Sold$440,000
2020-03-22Listed for sale$449,900
2019-04-05Sold$440,000
2019-04-04Price change$469,900
2019-04-02Price change$429,900
2019-03-31Price change$469,900
2019-03-23Price change$429,900
2019-03-18Price change$469,900
2019-03-15Price change$429,900
2019-03-01Price change$469,900
2019-02-24Price change$429,900
2019-02-13Price change$469,900
2019-02-10Price change$429,900
2019-02-09Price change$469,900
2019-02-07Price change$429,900
2019-01-22Listed for sale$469,900
2018-12-23Listing removed$646,900
2018-10-08Price change$646,900
2018-07-25Listed for sale$649,900

For Sale by Agent

AgentWes Warren
BrokerageHappy Homes Real Estate

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