207 Richard Ave NE, Cullman, AL, 35055
About This Home
This cozy 2 bedroom 1 bath house is secluded in the city limits and comes with a nice large 1.9 acre lot with beautiful trees and flat yard. The interior of the home has a very wide open floor plan combining the living / dining / kitchen areas all in one space. The bedrooms are conveniently located to the full bath. There is a very large screened in back porch that allows the doors to remain open so fresh air can be rushed in on those perfect temperature days. The large back deck gives plenty of space for furniture, a fire pit, and those 3 grills the guys must have. Spacious yard with nice shade at the end of a private public road makes for peaceful surroundings. Best part, this house is in close proximity to St. Bernard and downtown Cullman. There is an investment opportunity as well, this home is grandfathered in as a primary residence, but is now in the Business District zoning. Could eventually be sold later as a business as the east side of Cullman starts to develop.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 1,248
Interior Area
- Total structure area: 1,248
- Total interior livable area: 1,248 sqft
Property
Details
- Parcel number: 1701114003001.001
- Zoning: B1
Features
- Frontage length: 290.57
Lot
- Lot size: 1.90 Acres
- Lot size dimensions: 290.57 x 278.22 x 290.10 x 293.60
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Earthquake
- Heat Wave
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance * | $175 | $2,100 |
| Property Taxes | $39 | $468 |
| Electricity | $240 | $2,881 |
| Total | $1,591 | $19,092 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-11 | Listed for sale | $225,000 |
| 2021-09-15 | Listing removed | -- |
| 2021-03-16 | Listed for sale | $149,900 |
| 2020-05-22 | Listing removed | $149,900 |
| 2020-02-28 | Listed for sale | $149,900 |
| 2006-10-30 | Sold | $72,500 |
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