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1303 Katherine St NW, Cullman, AL, 35055

2beds
2baths
1,156sqft
$179,000
$155price/sqft
$1,315/moest. monthly cost
$52,600/yrincome needed

About This Home

This converted 2 bedroom home has been the Youth house for NBC Inc., it features a spacious meeting area perfect for small groups a private office for administration and 2 restrooms. Situated on nearly a half acre flat corner lot with a large garage for storage of the Bus, it offers a large outdoor space for entertaining. Convenient to the North Cullman Shopping Center, restaurants, and grocery store. All areas of importance to be verified by buyer/agent. Playground equipment and Bus does not convey. Property is being sold as-is. 2 parcels lot 1 pin 14417 lot 3 & 5 pin 19883

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

10/10
West Elementary SchoolGrades 3-60.7 mi
10/10
Cullman Middle SchoolGrades 7-80.5 mi
10/10
Cullman High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave
  • Laundry features: None

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling - Smooth,Ceiling Fan(s),Laminate Counters,Open Floorplan
  • Window features: Insulated Windows
  • Flooring: Laminate
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,156

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 1,156
  • Total interior livable area: 1,156 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Entrance

Details

  • Parcel number: 1702094010018.000
  • Zoning: R3
  • Other equipment: Termite Bait System

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Fencing: Chain Link,Fenced,Full
  • Frontage length: 150

Lot

  • Lot size: 0.48 Acres
  • Features: City Lot,Cleared,Corner Lot,Level
  • Lot size dimensions: 150 x 140

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$139$1,668
Property Taxes $31$372
Electricity $240$2,881
Total$1,315$15,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,085/yr
40% on housing$39,450/yr
45% on housing$35,066/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 35055$135
Cullman County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 35055$143
Cullman County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$179,000

For Sale by Agent

AgentCharlie Youmans
BrokerageERA Waldrop Real Estate

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