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4808 State Highway 20, Town Creek, AL, 35672

4beds
2baths
2,240sqft
$169,900
$76price/sqft
$1,307/moest. monthly cost
$52,280/yrincome needed

About This Home

Spacious country property on 1.8 acres! This 4-bedroom plus den, 2-bath, 2,240 sq ft of living space with exceptional amenities and endless potential. The property features an in-ground pool with a pool house, a fireplace, a welcoming foyer with a fountain, a detached 2-car garage with an apartment above, and an attached game room converted from the original carport in 2012. With acreage, multiple outbuildings, and versatile living spaces, this property is an excellent opportunity for homeowners seeking room to grow or investors looking to add value.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

2/10
--
R A Hubbard High SchoolGrades 7-123.2 mi

Construction

Condition

  • Year built: 1963

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Basement

Bedroom2

  • Level: First
  • Area: 120

Bedroom3

  • Level: First
  • Area: 120

Bedroom4

  • Level: First
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Outside,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,240 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First
  • Area: 60

Living Room

  • Features: Ceiling Fan(s),Carpet,Fireplace
  • Level: First
  • Area: 156

Master Bedroom

  • Features: Carpet
  • Level: First
  • Area: 120

Property

Details

  • Parcel number: 06 08 27 0 000 006.0000

Features

  • Levels: Tri-Level
  • Private pool: Yes

Lot

  • Lot size: 1.80 Acres

Parking

  • Parking features: Garage-Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Drought
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$179$2,148
Property Taxes $19$228
Electricity $250$3,007
Total$1,307$15,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,811/yr
40% on housing$39,210/yr
45% on housing$34,853/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 35672$175
Lawrence County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35672$144
Lawrence County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Price change$169,900
2026-07-23Price change$179,900
2026-07-17Price change$189,900
2026-07-11Listed for sale$199,900
2025-04-02Listing removed--
2025-01-02Listed for sale$385,000
2024-01-01Listing removed--
2023-12-15Price change$327,995
2023-11-18Listed for sale$335,000

For Sale by Agent

AgentSteve Koleno
BrokerageBeycome Brokerage Realty LLC

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