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1629 Ridge St NW, Cullman, AL, 35055

3beds
2baths
1,920sqft
$289,900
$151price/sqft
$1,981/moest. monthly cost
$79,240/yrincome needed

About This Home

MUST SEE THIS 3 BED 2 BATH RANCH ONE-LEVEL BRICK HOME THAT IS LOCATED IN CULLMAN CITY LIMITS IN WOODLAND HEIGHTS SUBDIVISON THAT IS JUST MINS FROM SHOPPING, RESTURANTS & TO I-65. THIS HOME WOULD BE GREAT FOR COMMUNTERS ALSO. HOME HAS LARGE OPEN LIVING ROOM WITH GAS FIREPLACE, DINNING ROOM, & SEPARATE DEN AREA FOR THE KIDS OR COULD BE USED AS 4TH BEDROOM OR HOME OFFICE. HAS GAS HOT WATER HEATER. HOME HAS A LARGE DOUBLE CAR CARPORT WITH TWO OUTSIDE STORAGE AREAS & LARGE FENCED IN BACK YARD FOR KIDS OR ANIMALS TO PLAY.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

10/10
10/10
Cullman Middle SchoolGrades 7-81.4 mi
10/10
Cullman High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1977

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,920

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Property

Details

  • Parcel number: 1702043006023.004

Features

  • Fencing: Back Yard,Chain Link,Wood

Lot

  • Lot size: 0.39 Acres
  • Lot size dimensions: 100 x 162.9 x 100 x 162.9

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$226$2,712
Property Taxes $50$600
Electricity $240$2,881
Total$1,981$23,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,920/yr
40% on housing$59,430/yr
45% on housing$52,826/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 35055$134
Cullman County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 35055$143
Cullman County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$299,900
2026-03-25Contingent$299,900
2026-03-06Listed for sale$299,900
2025-09-27Listing removed$299,900
2025-07-13Price change$299,900
2025-07-03Price change$309,900
2025-05-27Listed for sale$319,900
2025-05-14Listing removed$324,000
2025-04-15Price change$324,000
2025-03-04Price change$329,000
2025-02-17Price change$334,000
2025-01-27Listed for sale$339,000
2025-01-24Listing removed--
2024-12-17Listed for sale$319,000
2024-12-10Listing removed--
2024-08-27Listed for sale$319,000
2021-08-31Sold$210,000
2021-08-06Pending sale$215,000
2021-07-16Listed for sale$215,000

For Sale by Agent

AgentCrystal Parker
BrokerageHappy Homes Real Estate

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