221 County Road 144, Bremen, AL, 35033
About This Home
NEW PRICE! - SMITH LAKE/ Simpson Creek - This custom home on the Cullman side of the lake has expansive lake views, deep year-round water, and over 400+/- feet of shoreline on a premier point lot just minutes from I-65. This 5BR/4.5BA custom home offers over 5,000 sq ft, easy access to the dock, and an ideal layout for hosting family and guests. Pontoon Boat included with purchase! Rare combination of convenience, privacy, and shoreline. Additional Information: Positioned on approximately .91 acres, this lake property captures everything buyers want in a Smith Lake home--expansive water frontage, incredible long-range views, and a dock with privacy for swimming and enjoying open water scenery. The interior was designed to maximize the lake experience with large windows throughout, soaring ceilings in the main living area, and a striking stone fireplace that anchors the space. The kitchen opens seamlessly to the living area, creating an ideal setting for entertaining. The main level features two-bedroom suites, including a spacious primary retreat overlooking the water. Upstairs offers additional guest accommodations with two bedrooms, a full bath, and loft space overlooking the main living room. Also, included on the main level is a large, screened porch just off the kitchen and den, for relaxing and enjoying the lake views. The lower level is built for recreation with a second living area, wet bar, private guest suite, exercise room, safe room, and direct access to the lake. Additional features include a three-car garage, carport, large, wrap around lake side deck, boat dock with swim pier, and a location on the desirable Cullman side of Smith Lake--just a short drive from I-65 for convenient weekend trips or full-time living.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Existing Structure
Materials
- Roof: Shingle
- Construction materials: Brick,Frame,Brick Veneer,HardiPlank Type,Drywall
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Electric Oven,Electric Range,Range Hood,Refrigerator,Electric Water Heater
Basement
- Has basement: Yes
- Basement: Concrete,Daylight,Partially Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4.5
Features
- Flooring: Tile,Wood
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 5,000
- Total interior livable area: 5,000 sqft
Property
Details
- Parcel number: 2109320001009006
- Zoning: _
Features
- Stories: 2
- Patio & porch: Deck,Porch,Screened
- Exterior features: Rain Gutters,Boat Slip
- On waterfront: Yes
- Waterfront features: Lake Front,Boat Lift,Swim Platform,Waterfront Features: Shoreline(Year Round Water)
- Waterbody name: Simpson Creek
- Frontage length: Waterfront Footage(400)
Lot
- Lot size: 0.91 Acres
- Lot size dimensions: 401 x 63 x 32 x 29 x 77 x 141
Parking
- Total spaces: 3
- Parking features: Basement
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,076 | $108,912 |
| Home Insurance * | $957 | $11,484 |
| Property Taxes | $314 | $3,768 |
| Electricity | $559 | $6,713 |
| Total | $10,906 | $130,872 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $1,595,000 |
| 2026-05-18 | Listed for sale | $1,795,000 |
| 2024-08-09 | Sold | $1,270,000 |
| 2024-06-12 | Price change | $1,399,000 |
| 2024-04-23 | Price change | $1,590,000 |
| 2024-02-13 | Listed for sale | $1,690,000 |
| 2017-10-20 | Sold | $835,000 |
| 2017-10-11 | Listed for sale | $849,900 |
| 2017-10-11 | Pending sale | $849,900 |
| 2017-04-18 | Price change | $849,900 |
| 2017-03-31 | Listed for sale | $879,000 |
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