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1203 W Pine Ave, Geneva, AL, 36340

3beds
2baths
1,400sqft
$190,000
$136price/sqft
$1,481/moest. monthly cost
$59,240/yrincome needed

About This Home

Welcome home to this well-maintained 3-bedroom, 2-bath brick home nestled in a quiet neighborhood in the heart of Geneva. Offering 1,142 square feet of comfortable living space, this home is perfect for first-time buyers, those looking to downsize, or anyone seeking the convenience of in-town living. Enjoy easy access to shopping, restaurants, schools, medical facilities, and all the amenities Geneva has to offer while still enjoying the peace and comfort of a quiet residential setting. The durable brick exterior provides timeless curb appeal and low-maintenance living, while the functional floor plan makes excellent use of every square foot. Whether you're looking for a place to call home or a great investment opportunity, this property offers convenience, comfort, and a prime location. Don't miss your chance to own this charming home in beautiful Geneva, Alabama!

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
Mulkey Elementary SchoolGrades PK-50.3 mi
10/10
Geneva Middle SchoolGrades 6-80.6 mi
6/10
Geneva High SchoolGrades 9-120.6 mi

Construction

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,400 sqft

Property

Details

  • Parcel number: 1804192013002000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Patio,Storage

Lot

  • Features: City Lot

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Inland Flooding
Strong Wind
Tornado
Drought
Heat Wave
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$244$2,928
Property Taxes $37$444
Electricity $240$2,881
Total$1,481$17,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,777/yr
40% on housing$44,430/yr
45% on housing$39,493/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 13.5%
13.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 36340$72
Geneva County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 36340$101
Geneva County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$190,000
2022-09-26Sold$129,000
2020-07-09Listing removed$94,900
2020-05-24Price change$94,900
2020-05-01Price change$98,500
2020-03-27Price change$92,000
2020-03-16Price change$94,000
2019-11-14Listed for sale$95,000
2007-01-23Sold$93,300

For Sale by Agent

AgentMaria Cordell
BrokerageEpique Realty

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