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1078 Morrow Ave, Elba, AL, 36323

2beds
2baths
1,012sqft
$145,000
$143price/sqft
$1,240/moest. monthly cost
$49,600/yrincome needed

About This Home

Charming home in Elba situated on a spacious corner lot, offering 2 bedrooms plus an office/flex room and 2 baths. With a little TLC, this property presents an excellent opportunity as a starter home or a valuable addition to an investment portfolio. With hardwood floors in the living room, hallway, and bedrooms, and tile in the kitchen, laundry room, and bathrooms, you don't have to worry about any carpet. A decorative corner fireplace adds character and warmth to the living room. The large eat-in kitchen features tile countertops, a tile backsplash, and a sliding glass door leading to a wood deck that overlooks the fenced backyard and a storage building with power and AC. The deck leads down to a large slab patio, perfect for outdoor enjoyment. Refrigerator and dishwasher remain. The laundry room includes convenient storage cabinets. The rear bedroom offers direct access to the back patio, while the front bedroom features two closets for added storage. Both bedrooms and flex room share a hall bath, while the second bath with shower stall is located off the laundry room. Additional highlights include a single-car garage with an attached storage room. This well-located home offers functionality and great potential in an established Elba neighborhood.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

8/10
Elba Elementary SchoolGrades PK-61.8 mi
2/10
Elba High SchoolGrades 7-121.8 mi

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: 1,Other-See Remarks
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,012
  • Total interior livable area: 1,012 sqft

Property

Details

  • Parcel number: 1103053002031000

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Deck,Porch-Covered,Slab
  • Waterfront features: No Waterfront

Lot

  • Lot size: 0.40 Acres
  • Lot size dimensions: 97 x 189 x 132 x 153

Parking

  • Total spaces: 1
  • Parking features: 1 Car,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Cold Wave
Hurricane
Strong Wind
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$231$2,772
Property Taxes $36$432
Electricity $240$2,881
Total$1,240$14,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,514/yr
40% on housing$37,200/yr
45% on housing$33,066/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 36323$103
Coffee County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 36323$89
Coffee County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-13Price change$110,000
2026-01-23Listed for sale$115,000
2020-05-08Listing removed$85,000
2020-04-09Pending sale$85,000
2019-11-01Listed for sale$85,000
2019-07-28Listing removed$85,000
2019-05-24Listed for sale$85,000
2019-05-05Pending sale$85,000
2019-03-20Listed for sale$85,000

For Sale by Agent

AgentHeadland Home Team
BrokerageBerkshire Hathaway HomeServices Showcase Properties

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