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103 Wedgewood Cir, Cullman, AL, 35057

4beds
4baths
3,906sqft
$669,900
$172price/sqft
$4,459/moest. monthly cost
$178,360/yrincome needed

About This Home

WONDERFUL HOME NESTLED IN THE WOODS ON ONE OF THE FINEST GOLF COURSE LOTS IN TERRI PINES COUNTRY CLUB ON HOLE # 3. COMFORTABLE AND INVITING OPEN FLOOR PLAN GREAT FOR ENTERTAINING, RELAXING BACK DECK OVERLOOKING THE GOLF COURSE, 2 DOUBLE SIDED FIREPLACES, CORIAN & TILE COUNTERTOPS, WALK OUT BASEMENT WITH TONS OF NATURAL LIGHT, 2 LAUNDRY ROOMS, GARAGE WITH SHOP CABINETS AND SINK, AND SO MANY EXTRAS. RECENT UPDATES INCLUDE A NEW ROOF MAY 2026, THE WELL-APPOINTED KITCHEN, BATHROOMS, LAUNDRY, STUDY NOOK, AND BASEMENT WITH FANTASTIC BAR AREA. TERRI PINES COUNTRY CLUB OFFERS GOLF, POOL, TENNIS, PICKLE BALL COURTS, AND TERRI PINES GRILLE AND RESTAURANT!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

10/10
West Elementary SchoolGrades 3-64.4 mi
10/10
Cullman Middle SchoolGrades 7-84.2 mi
10/10
Cullman High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1995

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 2068

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: Electric

Features

  • Number of fireplaces: 2
  • Fireplace features: Double Sided,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 1,568
  • Finished area above ground: 2,338

Interior Area

  • Total structure area: 4,906
  • Total interior livable area: 3,906 sqft

Property

Details

  • Parcel number: 0909300001090.035
  • Zoning: R1

Features

  • Has view: Yes
  • View description: Golf Course

Lot

  • Lot size: 0.52 Acres
  • Lot size dimensions: 57 x 60 x 61 x 90 x 262 x 107 x 171

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance *$518$6,216
Property Taxes $117$1,404
Electricity $437$5,244
Total$4,459$53,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,880/yr
40% on housing$133,770/yr
45% on housing$118,906/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 35057$241
Cullman County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 35057$158
Cullman County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$669,900
2026-05-18Listed for sale$699,900
2026-04-27Listing removed$749,900
2025-10-02Listed for sale$749,900
2009-11-20Sold$290,000
2005-08-05Sold$300,000

For Sale by Agent

AgentJeff Hill
BrokerageHill Real Estate

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