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2016 Pennylane SE, Decatur, AL, 35601

4beds
3baths
2,980sqft
$519,000
$174price/sqft
$3,661/moest. monthly cost
$146,440/yrincome needed

About This Home

Elegant meets comfort in this beautiful 4 bed 3 bath home located in Eastwood's school district near Point Mallard. Featuring original hardwood floors, granite countertops and a marble topped laundry space, every detail has been thoughtfully curated. The spacious master suite offers a spa-like bathroom with a soaking tub, separate shower, double vanities and a large walk-in closet. Custom built-ins add both charm and functionality. The home is filled with natural light complemented by custom made window treatments and designer light fixtures that convey. The spacious private backyard make the perfect combination for entertaining or relaxing. A stunning home that stands out from the rest.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
4/10
Decatur Middle SchoolGrades 6-81.7 mi
5/10
Decatur High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1948

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Microwave,Ice Maker,Gas Cooktop,Refrigerator

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Double Vanity,Granite Counters,Tile,Walk-In Closet(s)
  • Level: Second
  • Area: 130

Bathroom2

  • Level: First
  • Area: 48

Bathroom3

  • Level: Second
  • Area: 72

Bedroom2

  • Features: Ceiling Fan(s),Window Cov,Wood Floor
  • Level: First
  • Area: 144

Bedroom3

  • Features: Ceiling Fan(s),Window Cov,Wood Floor
  • Level: Second
  • Area: 176

Bedroom4

  • Level: Second
  • Area: 208

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Features: Crown Molding,Wood Floor
  • Level: First
  • Area: 210

Dining Room

  • Features: Wood Floor,Built-in Features
  • Level: First
  • Area: 182

Features

  • Number of fireplaces: 1
  • Fireplace features: Outside,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2,Electric,Natural Gas
  • Cooling features: Central 2,Electric,Gas

Interior Area

  • Total interior livable area: 2,980 sqft

Kitchen

  • Features: Crown Molding,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Recessed Lighting,Window Cov,Wood Floor
  • Level: First
  • Area: 231

Laundry Room

  • Features: Marble,Wood Floor,Built-in Features,Utility Sink
  • Level: First
  • Area: 136

Living Room

  • Features: Crown Molding,Fireplace,Window Cov,Wood Floor,Built-in Features
  • Level: First
  • Area: 336

Property

Details

  • Parcel number: 03 08 28 4 002 057.000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Front Porch
  • Exterior features: Sidewalk,Sprinkler Sys

Lot

  • Lot size: 0.72 Acres

Parking

  • Parking features: Garage-Two Car,Garage Door Opener,Garage Faces Side,Alley Access

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,624$31,488
Home Insurance *$570$6,840
Property Taxes $134$1,608
Electricity $333$4,001
Total$3,661$43,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,520/yr
40% on housing$109,830/yr
45% on housing$97,626/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 35601$105
Morgan County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 35601$132
Morgan County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Contingent$519,000
2026-05-02Listed for sale$519,000

For Sale by Agent

AgentVanessa Sivley
BrokerageMeritHouse Realty

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