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10617 Austin Loop, Vance, AL, 35490

3beds
4baths
3,575sqft
$659,900
$185price/sqft
$4,381/moest. monthly cost
$175,240/yrincome needed

About This Home

Stunning 3400 sq ft. Brick Home on a private lake! This spacious home offers luxury living with all the extras, including beautiful oak cabinets in the kitchen, a large pantry, and two bathrooms featuring walk in closets with oak cabinets. Gleaming hardwood floors and custom tile throughout. Enjoy the privacy on a serene private lake, perfect for morning coffee and evening sunsets. Nestled between Birmingham and Tuscaloosa, this location provides the perfect balance of convenience and tranquility. A rare find with timeless style and room to grow!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
Vance Elementary SchoolGrades PK-53.3 mi
2/10
Brookwood Middle SchoolGrades 6-82.2 mi
3/10
Brookwood High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Construction materials: Brick,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Electric Cooktop,Dishwasher,Disposal,Microwave,Electric Oven,Self Cleaning Oven,Refrigerator,Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Sink,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Recessed Lighting,Workshop (INT),Cathedral/Vaulted,Soaking Tub,Separate Shower,Walk-In Closet(s),Dressing Room
  • Door features: French Doors
  • Flooring: Hardwood,Tile
  • Attic: Walk-In,Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,575

Heating & Cooling

  • Heating features: Central,Dual Systems (HEAT),Electric
  • Cooling features: Central Air,Dual,Electric

Interior Area

  • Total interior livable area: 3,575 sqft

Kitchen

  • Features: Stone Counters
  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 2809290001006.067
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Open (PATIO),Patio,Open (DECK),Deck
  • Exterior features: Sprinkler System
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Private Lake
  • Frontage length: 400

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Detached,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,336$40,032
Home Insurance *$475$5,700
Property Taxes $170$2,040
Electricity $400$4,800
Total$4,381$52,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,205/yr
40% on housing$131,430/yr
45% on housing$116,826/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 35490$106
Tuscaloosa County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 35490$161
Tuscaloosa County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$679,000
2026-03-09Price change$724,000
2025-12-03Price change$744,000
2025-07-14Listed for sale$759,000

For Sale by Agent

AgentRick Davis
BrokerageEXP Realty LLC PowerHouse

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