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707 Line St NE, Decatur, AL, 35601

4beds
6baths
3,220sqft
$575,000
$179price/sqft
$4,046/moest. monthly cost
$161,840/yrincome needed

About This Home

ASSUMABLE LOAN !!!!This home offers too much to mention, including a separate garage apt. that currently rents for $850. or if you need the space tenant will move. Other building offers party space or convert to guest house for visitors. House has been totally renovated. Too many extras to name . This one really has to be seen to be appreciated. Fabulous kitchen, front porch meant for swing or rocking chairs. Off street parking with double drive and single garage. Extra building could be art studio, guest suite, office, video room for the kids, endless possibilities. Great yard and patio. Kids gone, must downsize. good income producing apartment on property. LOAN ASSUMABLE AT 5.2%.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

4/10
4/10
Decatur Middle SchoolGrades 6-81.2 mi
5/10
Decatur High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1925

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Microwave,Gas Water Heater,Gas Cooktop,Refrigerator,Tankless Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Wood Floor
  • Level: Second
  • Area: 168

Bedroom3

  • Features: Wood Floor
  • Level: Second
  • Area: 196

Bedroom4

  • Features: Wood Floor
  • Level: Second
  • Area: 182

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 2
  • 3/4 bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Wood Floor
  • Level: First
  • Area: 221

Features

  • Number of fireplaces: 2
  • Fireplace features: Outside,Masonry,Two
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2,Electric
  • Cooling features: Central 2,Electric

Interior Area

  • Total interior livable area: 3,220 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Pantry,Recessed Lighting,Sitting Area,Vaulted Ceiling(s)
  • Level: First
  • Area: 182

Laundry Room

  • Features: Wood Floor
  • Level: First
  • Area: 25

Living Room

  • Features: Fireplace,Window Cov,Wood Floor
  • Level: First
  • Area: 512

Master Bedroom

  • Features: Double Vanity,Fireplace,Sitting Area,Wood Floor,Walk-In Closet(s)
  • Level: Second
  • Area: 312

Property

Details

  • Parcel number: 0304184004002001

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Curb/Gutters,Sidewalk

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 66 x 165

Parking

  • Parking features: Garage-One Car,Garage-Detached,Garage Door Opener,Garage Faces Front,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Cold Wave
Earthquake
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$631$7,572
Property Taxes $148$1,776
Electricity $360$4,323
Total$4,046$48,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,720/yr
40% on housing$121,380/yr
45% on housing$107,893/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 35601$105
Morgan County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 35601$132
Morgan County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Price change$624,500
2026-02-12Price change$630,000
2026-01-19Price change$625,000
2025-11-12Listed for sale$655,000
2023-02-15Sold$342,000
2022-10-28Sold$645,000
2022-09-12Pending sale$669,000
2022-09-12Contingent$669,000
2022-08-31Price change$669,000
2022-07-17Listed for sale$699,000
2007-07-05Sold$237,500
2007-02-05Sold$20,000

For Sale by Agent

AgentJody Peterson
BrokerageRealty Group of Alabama

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