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12224 Tom Montgomery Rd, Northport, AL, 35473

4beds
2baths
2,123sqft
$359,900
$170price/sqft
$2,358/moest. monthly cost
$94,320/yrincome needed

About This Home

Brand new carpet just installed in all 4 bedrooms! Priced $10,000 under appraisal for a quick sale! The living room includes LVP, an electric fireplace, while the kitchen features granite countertops, stainless steel appliances, a breakfast nook, a pantry and an adjoining formal dining room that's perfect for entertaining. The generously sized primary suite includes dual vanities and a large walk-in closet. Outside, the expansive, level fenced backyard provides endless possibilities with a covered back porch, open deck, and firepit area, ideal for relaxing or hosting guests. Complete with a two-car garage and excellent curb appeal, this home offers everything you've been looking for.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
Echols Middle SchoolGrades 7-84.2 mi
5/10
Sipsey Valley High SchoolGrades 9-1210.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Water Heater
  • Laundry features: Inside,Main Level,Laundry Room

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Breakfast Area,Ceiling Fan(s),Separate/Formal Dining Room,Granite Counters,Primary Downstairs,Pantry,Solid Surface Counters,Cable TV,Walk-In Closet(s)
  • Window features: Aluminum Frames,Blinds,Clad,Double Pane Windows
  • Fireplace features: Electric,Living Room,Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,1 Unit

Interior Area

  • Total structure area: 2,123
  • Total interior livable area: 2,123 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 2004204001004.005

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck,Open,Patio
  • Exterior features: Rain Gutters,Lighting
  • Fencing: Wood

Lot

  • Lot size: 0.44 Acres
  • Features: Cleared,Level
  • Lot size dimensions: 100 x 188 x 107 x 187

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$207$2,484
Property Taxes $92$1,104
Electricity $240$2,881
Total$2,358$28,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,845/yr
40% on housing$70,740/yr
45% on housing$62,880/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 35473$124
Tuscaloosa County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 35473$170
Tuscaloosa County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$359,900
2026-07-18Listed for sale$359,900
2026-07-14Sold$325,000
2026-06-04Price change$369,900
2026-05-13Listed for sale$374,900
2016-04-13Sold$217,000

For Sale by Agent

AgentMichele Falls
BrokerageKeller Williams Tuscaloosa

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