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1654 S Talbott St, Indianapolis, IN, 46225

4beds
2baths
1,986sqft
$310,000
$156price/sqft
$2,238/moest. monthly cost
$89,520/yrincome needed

About This Home

This thoughtfully reimagined home blends historic character with the kind of updates that actually matter. Behind its classic exterior, you'll find a fully renovated interior where the big-ticket work-plumbing, electrical, drywall, roof, sewer line, water line, waterproofing and more-has already been done, so you can simply move in and enjoy. The main living space is warm and inviting, anchored by a fireplace and framed by ceiling details that nod to the home's history while opening seamlessly into a modern layout. The kitchen is designed for real life, with stone countertops, shaker cabinetry, a generous peninsula with bar seating, and a striking chimney hood-equal parts functional and refined. The layout has been smartly reconfigured to make the most of every square foot. Throughout, thoughtful selections-from tile to lighting-honor the original character while elevating the overall design. The laundry is tucked into its own dedicated nook, and the attached garage (rare for downtown!) is highly practical and creates extra parking off the alley. With four bedrooms and two full baths, the home offers flexibility for hosting, working from home, or simply spreading out. Outside, multiple fully-fenced areas give you options: a welcoming front porch for connection, or a more private side deck perfect for grilling while your pup runs the yard. Located in the Old Southside Neighborhood , a quick walk away from all of the amenities of Bates-Hendricks and Fountain Square . This a rare opportunity to own a home where the heavy lifting is done and you have unlimited upside!

Getting Around

66
WalkingSomewhat Walkable
38
TransitSome Transit
73
BikeVery Bikeable

Schools

3/10
1/10
6/10

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Brick/Mortar,Partial
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Disposal,Microwave,Electric Oven,Range Hood,Refrigerator,Washer,Water Heater,Wine Cooler
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedroom4

  • Level: Main
  • Area: 96
  • Dimensions: 12x8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Attic Access,Wired for Data,Smart Thermostat,Walk-In Closet(s),Breakfast Bar
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Attic Fan

Interior Area

  • Total structure area: 1,986
  • Total interior livable area: 1,986 sqft

Kitchen

  • Level: Main
  • Area: 88
  • Dimensions: 11x8

Laundry

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 18
  • Dimensions: 3x6

Living Room

  • Level: Main
  • Area: 300
  • Dimensions: 15x20

Master Bedroom

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Property

Details

  • Parcel number: 491113144005000101
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Fire Pit
  • Fencing: Fenced,Fence Complete,Front Yard
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 3,920 sqft
  • Features: Curbs,Sidewalks

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Heat Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$217$2,604
Property Taxes $270$3,240
Electricity $184$2,212
Total$2,238$26,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,731/yr
40% on housing$67,140/yr
45% on housing$59,680/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 46225$109
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46225$126
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Price change$325,000
2026-03-20Listed for sale$340,000
2023-05-11Sold$300,000
2023-04-16Pending sale$299,900
2023-04-13Listed for sale$299,900
2022-11-30Sold$275,000
2022-10-17Pending sale$290,000
2022-10-08Price change$290,000
2022-09-21Price change$299,999
2022-09-13Price change$315,000
2022-08-03Listed for sale$325,000
2021-08-05Sold$240,000
2021-06-26Pending sale$247,000
2021-06-10Price change$247,000
2021-05-21Price change$252,000
2021-03-24Pending sale$243,000
2021-03-23Listed for sale$243,000
2019-11-10Listing removed$94,900
2019-05-03Listed for sale$94,900
2012-07-05Listing removed$22,500
2012-05-09Listed for sale$22,500

For Sale by Agent

AgentSylva Zhang
Brokerage@properties

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