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4520 Arrowhead Dr SE, Decatur, AL, 35603

4beds
3baths
2,830sqft
$424,900
$150price/sqft
$2,886/moest. monthly cost
$115,440/yrincome needed

About This Home

Welcome to golf course living at its finest! This stunning full-brick 4-bedroom home is perfectly positioned on Hole #7 of Burning Tree Golf Course, offering breathtaking views of the fairway and a picturesque pond right from your backyard. Expansive windows fill the home with natural light, creating a bright and inviting atmosphere throughout.The well-appointed kitchen features beautiful granite countertops, providing both style and functionality for everyday living and entertaining. The flexible 4th bedroom can easily serve as a private home office, ideal for today's lifestyle.Upstairs, you'll find a unique bonus woodshop room—perfect for hobbyists, craftsmen, or additional sto

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Decatur Middle SchoolGrades 6-85.8 mi
5/10
Decatur High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 165

Bedroom3

  • Features: Carpet
  • Level: First
  • Area: 144

Bedroom4

  • Features: Wood Floor
  • Level: First
  • Area: 240

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Skylight
  • Level: Second
  • Area: 688

Features

  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,830 sqft

Kitchen

  • Features: 12’ Ceiling
  • Level: First
  • Area: 242

Living Room

  • Features: Wood Floor
  • Level: First
  • Area: 368

Master Bedroom

  • Features: Ceiling Fan(s),Carpet
  • Level: First
  • Area: 375

Property

Details

  • Parcel number: 12 05 22 0 000 004.006

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Features: Near Golf Course
  • Lot size dimensions: 136 x 176 x 138 x 176

Parking

  • Parking features: Garage-Two Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$313$3,756
Property Taxes $109$1,308
Electricity $316$3,799
Total$2,886$34,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,948/yr
40% on housing$86,580/yr
45% on housing$76,960/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 35603$139
Morgan County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 35603$155
Morgan County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Price change$419,900
2026-06-22Listed for sale$424,900

For Sale by Agent

AgentAmber Hunt
BrokerageNext Move Real Estate

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