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3501 Chula Vista Ridge Dr SW, Decatur, AL, 35603

4beds
4baths
3,790sqft
$569,500
$150price/sqft
$3,869/moest. monthly cost
$154,760/yrincome needed

About This Home

Welcome to a charming home located in Decatur, AL. This property provides a wonderful opportunity to experience comfortable living in a peaceful setting. The house is set in a quiet neighborhood near Lake Chula Vista, providing a serene environment while still being convenient to the city's amenities. The exterior boasts traditional architecture with new landscaping, roof, multi-level deck, and lighting complete with 3 car garage. New interior paint, carpet, and oak stairs. This 4 bed 3.5 bath home can fulfill your every need with spacious rooms, flex space and finished basement. With its inviting atmosphere and prime location, this house is a promising choice for prospective buyer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
7/10
Austin High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Microwave,Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Basement

Bedroom2

  • Level: First
  • Area: 144

Bedroom3

  • Level: Second
  • Area: 156

Bedroom4

  • Level: Second
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: One,Factory Built
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2+,Electric
  • Cooling features: Multi Units

Interior Area

  • Total interior livable area: 3,790 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry
  • Level: First
  • Area: 180

Living Room

  • Features: Fireplace
  • Level: First
  • Area: 210

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 195

Property

Details

  • Parcel number: 1302090000074.000

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: Garage-Three Car,Garage-Attached,Garage Door Opener,Driveway-Concrete,Circular Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,879$34,548
Home Insurance *$419$5,028
Property Taxes $147$1,764
Electricity $424$5,089
Total$3,869$46,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,651/yr
40% on housing$116,070/yr
45% on housing$103,173/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 35603$139
Morgan County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 35603$155
Morgan County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-21Price change$569,500
2026-06-08Listed for sale$599,000
2021-03-15Sold$350,000
2020-09-02Price change$385,900
2020-08-24Listed for sale$410,900

For Sale by Agent

AgentSteve Koleno
BrokerageBeycome Brokerage Realty LLC

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