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903 Whispering Pines Trl SW, Decatur, AL, 35603

4beds
4baths
3,799sqft
$624,900
$164price/sqft
$4,205/moest. monthly cost
$168,200/yrincome needed

About This Home

Experience elevated living in this exquisite 4-bedroom, 3.5-bath custom home, where exceptional craftsmanship and timeless elegance are evident throughout. The gourmet kitchen is a chef's dream, featuring granite countertops, a designer tile backsplash, soft-close cabinetry, abundant pot drawers, stainless steel appliances, a coffee bar, spice cabinet, and a custom pantry with a pocket door. Retreat to the luxurious primary suite with custom plantation shutters, dual custom spacious closets, and a spa-inspired bath showcasing a stand-alone soaking tub, semi-frameless shower with smudge-proof glass, high luster nickel fixtures, and a double vanity. Transom windows fill the home with natural light, while abundant storage—including a walk-out, multi-level attic—adds exceptional functionality. Complete with a Ring doorbell and ADT security system, this remarkable home offers luxury, comfort, and peace of mind.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
7/10
Austin High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Electric Cooktop,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Inside,Main Level,Washer Hookup

Basement

  • Area: 978

Basement

  • Has basement: Yes
  • Basement: Block,Concrete,Exterior Entry,Interior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Bidet,Built-in Features,Ceiling - Smooth,Ceiling Fan(s),Chandelier,Granite Counters,Crown Molding,His and Hers Closets,Double Vanity,Eat-in Kitchen,Entrance Foyer,Freshly Painted,Glamour Bath,High Speed Internet,Pantry,Primary Bedroom Main,Primary Shower & Tub,Recessed Lighting,Smart Thermostat,Tile Shower,Tray Ceiling(s),Soaking Tub,Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Bay Window(s),Blinds,Plantation Shutters,Shutters
  • Flooring: Carpet,Ceramic Tile,Hardwood,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Access Only,Floored,Partially Floored,Storage
  • Finished area below ground: 0
  • Finished area above ground: 3,799

Heating & Cooling

  • Heating features: 2 Central Units,Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 4,777
  • Total interior livable area: 3,799 sqft

Property

Details

  • Parcel number: 13.01.01.4.000.006.008
  • Other equipment: Termite Bait System

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Front Porch
  • Exterior features: Lighting,Rain Gutters,Storage
  • Fencing: Partial,Privacy
  • Has view: Yes
  • View description: City Lights

Lot

  • Lot size: 0.75 Acres
  • Features: Back Yard,Cleared,Cul-De-Sac,Few Trees,Front Yard,Gentle Sloping,Landscaped,Sprinkler System
  • Lot size dimensions: 48 x 158 x 191 x 97 x 179

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached,Basement,Garage Faces Rear,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,159$37,908
Home Insurance *$460$5,520
Property Taxes $161$1,932
Electricity $425$5,101
Total$4,205$50,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,171/yr
40% on housing$126,150/yr
45% on housing$112,133/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 35603$138
Morgan County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 35603$155
Morgan County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$624,900
2006-04-06Sold$337,000

For Sale by Agent

AgentKristen Hight
BrokerageA.H. Sotheby's International Realty

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