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111 Gin Creek Xing, Decatur, AL, 35603

3beds
2baths
1,556sqft
$285,000
$183price/sqft
$1,964/moest. monthly cost
$78,560/yrincome needed

About This Home

PRICEVILLE, AL MOVE-IN READY AND PACKED WITH UPDATES, THIS FULL BRICK 3 BEDROOM, 2 BATH HOME OFFERS THE SPACE AND FEATURES BUYERS ARE LOOKING FOR. SPLIT FLOOR PLAN PROVIDES PRIVACY, WHILE THE VAULTED GREAT ROOM WITH GAS FIREPLACE CREATES THE PERFECT GATHERING SPACE. THE KITCHEN FEATURES GRANITE COUNTERTOPS, STAINLESS APPLIANCES, AND EASY FLOW FOR EVERYDAY LIVING. THE PRIMARY SUITE, DOUBLE VANITIES, A GARDEN TUB, AND A LARGE WALK-IN CLOSET. ENJOY A PRIVATE FENCED BACKYARD WITH MATURE PECAN TREES AND PLENTY OF ROOM FOR OUTDOOR FUN, GARDENING, OR ENTERTAINING. RECENT IMPROVEMENTS INCLUDE A ROOF REPLACED IN 2022, WATER HEATER IN 2021, DISHWASHER IN 2022, AND HVAC 2016. 12X20 DETACHED STORAGE

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
10/10
7/10
Priceville High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave

Bathroom1

  • Level: First
  • Area: 72

Bathroom2

  • Level: First
  • Area: 81

Bedroom2

  • Features: Ceiling Fan(s),Sitting Area,Window Cov,Walk-In Closet(s),LVP
  • Level: First
  • Area: 144

Bedroom3

  • Features: Ceiling Fan(s),Sitting Area,Window Cov,Walk-In Closet(s),LVP
  • Level: First
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 130

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1,Electric
  • Cooling features: Central 1,Electric

Interior Area

  • Total interior livable area: 1,556 sqft

Kitchen

  • Features: Crown Molding,Granite Counters,Sitting Area,LVP
  • Level: First
  • Area: 143

Laundry Room

  • Level: First
  • Area: 48

Living Room

  • Features: 10’ + Ceiling,Ceiling Fan(s),Fireplace,Sitting Area,Vaulted Ceiling(s),Window Cov,LVP
  • Level: First
  • Area: 384

Master Bathroom

  • Level: First
  • Area: 81

Master Bedroom

  • Features: Ceiling Fan(s),Crown Molding,Isolate,Sitting Area,Tray Ceiling(s),Window Cov,Walk-In Closet(s),LVP
  • Level: First
  • Area: 224

Property

Details

  • Parcel number: 11 03 08 0 004 007.009

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Patio,Front Porch,Covered Porch
  • Exterior features: Curb/Gutters,Sidewalk

Lot

  • Lot size: 0.47 Acres
  • Features: Cleared

Parking

  • Parking features: Garage-Two Car,Garage-Attached,Garage Door Opener,Garage Faces Side,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$210$2,520
Property Taxes $73$876
Electricity $240$2,881
Total$1,964$23,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,337/yr
40% on housing$58,920/yr
45% on housing$52,373/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 35603$139
Morgan County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 35603$155
Morgan County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Contingent$275,000
2026-08-15Price change$275,000
2026-08-06Price change$280,000
2026-07-13Price change$285,000
2026-06-19Listed for sale$290,000
2022-11-18Sold$247,500
2022-10-24Pending sale$247,500
2022-10-24Contingent$247,500
2022-10-15Listed for sale$247,500
2018-12-18Sold$152,500
2012-07-20Sold$155,500
2010-05-21Sold$152,500
2006-07-12Sold$142,500

For Sale by Agent

AgentHollie Blackwood
BrokerageReal Broker LLC

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