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107 Lower Dry Creek Rd, Laceys Spring, AL, 35754

6beds
3baths
3,507sqft
$574,999
$164price/sqft
$4,026/moest. monthly cost
$161,040/yrincome needed

About This Home

Spacious 2-story home offering approximately 3,507 sq ft of living space on 3 private acres in Laceys Spring, Alabama, located outside city limits just 15 minutes from Huntsville. This property features 6 bedrooms and 3 bathrooms with a flexible layout suitable for guests, office space, or multi-generational living. The home includes all hardwood flooring throughout, adding warmth and durability. The kitchen comes fully equipped with included appliances for added convenience. A garage provides secure parking and additional storage. Enjoy peaceful homestead living with generous indoor and outdoor space ideal for entertaining, gardening, or relaxing in a quiet rural setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
3/10

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: 10’ + Ceiling,Bay WDW,Crown Molding,Double Vanity,Granite Counters,Recessed Lighting,Smooth Ceiling,Tile,Wood Floor,Walk-In Closet(s)
  • Level: First
  • Area: 110

Bathroom2

  • Features: 10’ + Ceiling,Crown Molding,Double Vanity,Granite Counters,Smooth Ceiling,Tile,Wood Floor
  • Level: First
  • Area: 70

Bathroom3

  • Features: 10’ + Ceiling,Crown Molding,Granite Counters,Smooth Ceiling,Tile
  • Level: Second
  • Area: 63

Bedroom

  • Features: 10’ + Ceiling,Ceiling Fan(s),Crown Molding,Recessed Lighting,Smooth Ceiling,Wood Floor,Walk-In Closet(s)
  • Level: First
  • Area: 216

Bedroom2

  • Features: 10’ + Ceiling,Crown Molding,Recessed Lighting,Smooth Ceiling,Wood Floor,Walk-In Closet(s)
  • Level: First
  • Area: 198

Bedroom3

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Recessed Lighting,Smooth Ceiling,Vaulted Ceiling(s),Wood Floor
  • Level: Second
  • Area: 198

Bedroom4

  • Features: 10’ + Ceiling,Crown Molding,Recessed Lighting,Smooth Ceiling,Wood Floor,Walk-In Closet(s)
  • Level: First
  • Area: 198

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Open Floorplan
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1,Central 2
  • Cooling features: Central 1,Central 2

Interior Area

  • Total interior livable area: 3,507 sqft

Kitchen

  • Features: 12’ Ceiling,Crown Molding,Granite Counters,Kitchen Island,Recessed Lighting,Sitting Area,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 150

Laundry Room

  • Features: 10’ + Ceiling,Crown Molding,Granite Counters,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 195

Living Room

  • Features: 12’ Ceiling,Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Granite Counters,Kitchen Island,Recessed Lighting,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 992

Property

Details

  • Parcel number: 0902090000001.6000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3 Acres

Parking

  • Parking features: Garage-Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$579$6,948
Property Taxes $148$1,776
Electricity $392$4,709
Total$4,026$48,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,034/yr
40% on housing$120,780/yr
45% on housing$107,360/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 35754$198
Morgan County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 35754$118
Morgan County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$580,000
2026-03-03Listing removed$584,999
2026-02-01Listed for sale$584,999
2026-01-01Listing removed$599,999
2025-07-09Price change$599,999
2025-05-24Price change$615,000
2024-12-11Listed for sale$635,000
2024-01-05Sold$30,000
2023-06-05Sold$1,014
2020-12-01Sold$318,432
2006-03-02Sold$15,500

For Sale by Agent

AgentChase Bradley
BrokerageAinsworth Real Estate, LLC

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