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3914 Whitney Ln SW, Decatur, AL, 35603

3beds
2baths
1,568sqft
$189,900
$121price/sqft
$1,389/moest. monthly cost
$55,560/yrincome needed

About This Home

Charming 3-bedroom, 2-bath home situated on a desirable corner lot. Enjoy a pleasant view of the pond across the street from the 10 ft × 13 ft lifetime PVC deck, where the color-changing fountain creates a beautiful nighttime backdrop. The property features lifetime PVC fencing for low-maintenance outdoor living and includes a storage shed with a new roof. Inside, the living room offers true hardwood floors and a natural Riverstone gas fireplace. This manufactured home is set on a permanent foundation, and the front steps include iron railing for added durability. Well-maintained and move-in ready.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Decatur Middle SchoolGrades 6-84.4 mi
5/10
Decatur High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 1998

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: 9’ Ceiling,Smooth Ceiling,LVP
  • Level: First
  • Area: 35

Bathroom2

  • Area: 91

Bedroom

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Carpet
  • Level: First
  • Area: 182

Bedroom2

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Carpet,Smooth Ceiling
  • Level: First
  • Area: 169

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: 9’ Ceiling,Eat-in Kitchen,Smooth Ceiling,Tile
  • Level: First
  • Area: 110

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1,Natural Gas
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,568 sqft

Kitchen

  • Features: 9’ Ceiling,Eat-in Kitchen,Pantry,Smooth Ceiling,Tile
  • Level: First
  • Area: 154

Living Room

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Fireplace,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 338

Master Bathroom

  • Area: 91

Property

Details

  • Parcel number: 1203080000051.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 8,712 sqft

Parking

  • Parking features: Driveway-Concrete,Corner Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$140$1,680
Property Taxes $49$588
Electricity $240$2,881
Total$1,389$16,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,622/yr
40% on housing$41,670/yr
45% on housing$37,040/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 35603$139
Morgan County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 35603$155
Morgan County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$184,999
2026-06-13Price change$189,900
2026-05-18Price change$194,900
2026-03-13Price change$199,900
2026-02-20Listed for sale$219,900
2013-09-16Sold$84,000
2012-11-15Sold$61,900
2012-08-31Sold$61,900
2006-01-03Sold$80,000

For Sale by Agent

AgentTina Holcomb
BrokerageRedstone Realty Solutions-DEC

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