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400 Chestnut St NW, Hartselle, AL, 35640

32beds
11baths
11,700sqft
$899,000
$77price/sqft
$6,843/moest. monthly cost
$273,720/yrincome needed

About This Home

Motivated sellers on this prime office building in downtown Hartselle, featuring 11,700 sq ft, just off main street. This property has great income potential, with 3 wings all with separate entrances, kitchens/kitchenettes, and bathrooms. The property features 51 total rooms inside, with 4 conference rooms, 32 offices 11 bathrooms, 3 kitchens/kitchenettes, 1 inside storage room and 2 outside storage rooms. The building has 4 central units, large office areas, LVP flooring and drop ceiling throughout and paved parking lot. All information to be verified by buyer/buyers agent.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

8/10
10/10
Hartselle Jr High SchoolGrades 7-80.6 mi
8/10
Hartselle High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 32
  • Bathrooms: 11
  • 1/2 bathrooms: 11
  • Main level bedrooms: 32

Features

  • Finished area below ground: 0
  • Finished area above ground: 11,700

Interior Area

  • Total structure area: 11,700
  • Total interior livable area: 11,700 sqft

Property

Accessibility

  • Accessibility features: Accessible Central Living Area,Accessible Doors

Details

  • Parcel number: 1502104006028000

Features

  • Frontage length: 332.5

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 1 acre

Parking

  • Parking features: Asphalt,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Cold Wave
Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$757$9,084
Property Taxes $232$2,784
Electricity $1,309$15,710
Total$6,843$82,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,617/yr
40% on housing$205,290/yr
45% on housing$182,480/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 35640$132
Morgan County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 35640$145
Morgan County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$899,000

For Sale by Agent

AgentRobin Green
BrokerageBJC Real Estate

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