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1607 College St SE, Decatur, AL, 35601

2beds
1baths
988sqft
$134,900
$137price/sqft
$1,104/moest. monthly cost
$44,160/yrincome needed

About This Home

Why rent when you can own this charming 2 Bedroom 1 Bath home in a large lot.Great for investors as rental or great first home. New Roof and HVAC in 2021, new water heater 2024

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

4/10
Decatur Middle SchoolGrades 6-81.1 mi
5/10
Decatur High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1952

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Ceiling Fan(s),Laminate Floor
  • Level: First
  • Area: 168

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1,Electric
  • Cooling features: Central 1,Electric

Interior Area

  • Total interior livable area: 988 sqft

Kitchen

  • Features: Laminate Floor
  • Level: First
  • Area: 120

Living Room

  • Features: Wood Floor
  • Level: First
  • Area: 204

Property

Details

  • Parcel number: 03 09 29 4 002 017.002

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 50 x 245

Parking

  • Parking features: Attached Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$148$1,776
Property Taxes $34$408
Electricity $240$2,881
Total$1,104$13,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,851/yr
40% on housing$33,120/yr
45% on housing$29,440/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 35601$107
Morgan County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 35601$132
Morgan County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Pending sale$134,900
2026-04-24Price change$134,900
2026-03-31Listed for sale$139,900
2021-05-07Sold$43,000

For Sale by Agent

AgentBarbara Minardi
BrokerageHutton Homes Real Estate

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