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1037 Vestavia Dr SW, Decatur, AL, 35603

4beds
3baths
2,913sqft
$375,000
$129price/sqft
$2,593/moest. monthly cost
$103,720/yrincome needed

About This Home

PRIVACY & Convenience-1.16. Acre Lot-1.5 Story -4 BRS 3 Full Baths-CUSTOM DESIGNED-updated Kitchen w/quartz countertops & tile backsplash-Vaulted LR ceiling w/wood burning fireplace & equipped with/gas logs-3 BRS 2 Baths on main level-Guest quarters w/Rec Room/4th BR & Bath Upstairs Don’t miss this opportunity to own a well maintained home-move in ready-LVP flooring will be installed-rear entry 2 Car Garage w/inground storm shelter-ENJOY year round foliage & flowers Text or call for showings-256-303-7841

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
7/10
Austin High SchoolGrades 10-123.0 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Other,Carpet,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,913 sqft

Property

Details

  • Parcel number: 1301121000051003

Features

  • Exterior features: Vinyl,Wood,Brick
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$276$3,312
Property Taxes $96$1,152
Electricity $325$3,911
Total$2,593$31,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,902/yr
40% on housing$77,790/yr
45% on housing$69,146/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 35603$139
Morgan County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 35603$155
Morgan County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-11Listed for sale$399,900
2026-01-22Listing removed$425,000
2025-11-13Price change$425,000
2025-11-06Listed for sale$449,900
2025-10-23Listing removed$475,900
2025-08-06Price change$475,900
2025-05-26Listed for sale$499,900

For Sale by Owner

AgentProperty Owner

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