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73 Finch Dr. #254, Georgetown, SC, 29440

4beds
3baths
1,980sqft
$499,000
$252price/sqft
$3,280/moest. monthly cost
$131,200/yrincome needed

About This Home

There are views… and then there are views like this. Positioned in one of the most sought-after locations within Belle Isle Yacht Club, this rare 4 bedroom, 3 bathroom villa offers direct, unobstructed views of Winyah Bay and Lake Johnstone that truly set it apart. From the moment you step inside, your eyes are drawn straight through the home to the water beyond. The interior blends coastal character with thoughtful updates, featuring crisp white bead board ceilings, hardwood floors, and a completely renovated kitchen designed for both everyday living and entertaining. The layout is one of the most desirable in the community, with a primary suite on the main level and three additional bedrooms upstairs, offering space and flexibility for guests or family. The real showstopper is the expansive rear deck. This is where the home comes to life... whether it’s quiet mornings watching the water, or evenings spent with friends relaxing by the bay. It’s a setting that simply cannot be replicated. Located within the historic, gated Belle Isle Yacht Club, residents enjoy a lifestyle rich in both amenities and history, including clubhouses, pools, a marina, and private access to an oceanfront beach house on Pawleys Island.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
5/10
Georgetown Middle SchoolGrades 6-86.0 mi
3/10
Georgetown High SchoolGrades 9-126.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1980

Materials

  • Foundation: Crawlspace
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: Condo
  • Property subType: Townhouse,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Range Hood,Dryer,Washer
  • Laundry features: Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Kitchen/Dining Combo

Features

  • Ceiling Fan(s),Entrance Foyer,Separate Shower,Vanity,Walk-In Closet(s),Window Treatments,Breakfast Bar,High Speed Internet,Stainless Steel Appliances,Solid Surface Counters
  • Door features: Storm Door(s)
  • Window features: Storm Window(s)
  • Flooring: Carpet,Tile,Wood
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,980
  • Total interior livable area: 1,980 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Exhaust Fan,Pantry,Stainless Steel Appliances,Solid Surface Counters

Living Room

  • Features: Ceiling Fan(s),Fireplace

Master Bathroom

  • Features: Separate Shower,Vanity

Master Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)

Property

Details

  • Parcel number: 0101080270000
  • Attached to another structure: Yes
  • Zoning: MF
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community,Outdoor Pool
  • Patio & porch: Deck,Front Porch,Patio
  • Exterior features: Deck,Patio,Storage
  • Has view: Yes
  • View description: Lake,Pond,Water
  • Has water view: Yes
  • Water view: Lake,Pond,Water
  • On waterfront: Yes
  • Waterfront features: Intracoastal Access,Pond

Lot

  • Features: Irregular Lot,Lake Front,Pond on Lot

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Earthquake
Heat Wave
Ice Storm
Wildfire
Tsunami

FEMA Declared Disasters in Georgetown County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$383$4,596
Property Taxes $170$2,040
Electricity $204$2,449
Total$3,280$39,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,457/yr
40% on housing$98,400/yr
45% on housing$87,466/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 29440$267
Georgetown County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 29440$206
Georgetown County$253

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$499,000
2024-01-10Sold$479,000
2008-04-04Sold$338,096

For Sale by Agent

AgentJake Lee
BrokerageKeller Williams Innovate South

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