117 Finch Dr. #272, Georgetown, SC, 29440
About This Home
117 Finch Dr. #272 offers a rare opportunity to enjoy the natural beauty and relaxed lifestyle of the Belle Isle Yacht Club community overlooking Winyah Bay in historic Georgetown, South Carolina. Positioned to capture sweeping views of both Winyah Bay and Lake Johnstone, this waterfront villa provides an exceptional Lowcountry setting surrounded by marsh, water, and mature coastal landscaping. The residence features two spacious outdoor decks—one accessed from the main living area and another from the flex room—providing multiple vantage points to enjoy the water views and coastal breezes. Inside, the interior has been recently refreshed with new flooring and fresh paint throughout, creating a clean and inviting space ready for immediate enjoyment. The kitchen has been updated with new stainless-steel appliances, and the laundry area includes a new washer and dryer. The floor plan includes two bedrooms along with a flexible additional space located off the primary suite that can function as a home office, guest room, sitting room, or creative workspace depending on the needs of the owner. This property is being offered fully furnished, presenting a true turnkey opportunity for buyers seeking a primary residence, second home, or Lowcountry retreat. Belle Isle Yacht Club residents enjoy access to an impressive collection of amenities including two swimming pools, tennis and pickleball courts, a full-service marina with boating access to Winyah Bay, the Belle Isle Yacht Club owners’ clubhouse, and a separate waterfront marina restaurant. Owners also have exclusive access to the private Pawleys Island Beach House with parking for convenient oceanfront beach access. The Belle Isle community is widely recognized for its majestic live oaks, vibrant azaleas, and beautifully maintained grounds, and each spring it is featured as one of the stops on the Georgetown County Plantation Tour where visitors come to admire the area's historic homes and gardens. Located just minutes from the shops, restaurants, and Harborwalk of historic downtown Georgetown and conveniently positioned between Pawleys Island, Charleston, and Myrtle Beach, this property offers an ideal combination of waterfront scenery, resort-style amenities, and Lowcountry charm.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1980
Materials
- Construction materials: Wood Frame
Type & Style
- Home type: Townhouse
- Architectural style: Low Rise
- Property subType: Townhouse,Condominium
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Interior Area
- Total structure area: 1,750
- Total interior livable area: 1,650 sqft
Property
Details
- Parcel number: 0101080330000
- Zoning: RES
- Special condition: None
Parking
- Total spaces: 2
- Parking features: Two Spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Earthquake
- Heat Wave
- Ice Storm
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Georgetown County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,744 | $20,928 |
| Home Insurance * | $265 | $3,180 |
| Property Taxes | $117 | $1,404 |
| Electricity | $204 | $2,449 |
| Total | $2,330 | $27,960 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-14 | Listed for sale | $365,000 |
| 2026-03-13 | Listing removed | $369,000 |
| 2026-02-19 | Listed for sale | $369,000 |
| 2025-11-19 | Contingent | $369,000 |
| 2025-10-14 | Listed for sale | $369,000 |
| 2025-06-24 | Listing removed | $359,000 |
| 2025-03-15 | Price change | $359,000 |
| 2024-10-19 | Price change | $364,000 |
| 2024-08-01 | Price change | $369,000 |
| 2024-06-01 | Listed for sale | $379,000 |
| 2005-07-19 | Sold | $150,000 |
| 2003-04-23 | Sold | $110,000 |
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