2050 N Dearborn St, Indianapolis, IN, 46218
About This Home
This gorgeous 3-bedroom, 2.5-bath home offers over 5,000 sq. ft. of beautifully designed living space with high-end finishes throughout. Step inside to an open-concept layout featuring a granite island kitchen with a gas cooktop, tankless water heater, water softener, and gas furnace for efficiency and comfort. Enjoy the elegant details from the ceiling molding to the Hardy board exterior that ensures long-lasting curb appeal. The home also boasts not one, but two balconies, a second living room upstairs, and a fully fenced yard perfect for privacy and outdoor entertaining. The detached two-car garage provides ample storage and convenience. Whether you're looking for a forever home or an investment property, this home is currently a prominent, highly sought-after Airbnb rental that stays consistently booked. Experience luxury, functionality, and income potential all in one - schedule your private showing today!
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Crawl Space
- Construction materials: Cedar,Cement Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Microwave,Refrigerator,Tankless Water Heater,Double Oven,Washer,Dryer,Dishwasher,Range Hood
- Laundry features: Laundry Room
Bedroom2
- Level: Upper
- Area: 144
- Dimensions: 12X12
Bedroom3
- Level: Upper
- Area: 154
- Dimensions: 11X14
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
- Area: 210
- Dimensions: 15X14
Features
- Attic Access,Kitchen Island,Hardwood Floors,Breakfast Bar,Tray Ceiling(s)
- Flooring: Hardwood
- Attic: Access Only
Heating & Cooling
- Heating features: Forced Air,High Efficiency (90%+ AFUE )
- Cooling features: Central Air
Interior Area
- Total structure area: 5,336
- Total interior livable area: 5,336 sqft
Kitchen
- Level: Main
- Area: 210
- Dimensions: 15X14
Laundry
- Features: Luxury Vinyl Plank
- Level: Main
- Area: 120
- Dimensions: 10X12
Living Room
- Level: Main
- Area: 580
- Dimensions: 20X29
Master Bedroom
- Level: Upper
- Area: 216
- Dimensions: 12X18
Property
Details
- Parcel number: 490732194115000101
- Horse amenities: None
Features
- Levels: Multi/Split
- Patio & porch: Deck,Porch
- Exterior features: Balcony
- Fencing: Fenced,Fence Complete,Front Yard
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 5,227 sqft
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,098 | $25,176 |
| Home Insurance * | $528 | $6,336 |
| Property Taxes | $784 | $9,408 |
| Electricity | $489 | $5,869 |
| Total | $3,899 | $46,788 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-25 | Listed for sale | $414,999 |
| 2025-10-16 | Listing removed | $435,000 |
| 2025-09-16 | Listed for sale | $435,000 |
| 2022-10-20 | Listing removed | -- |
| 2022-10-10 | Price change | $399,000 |
| 2022-09-09 | Listed for sale | $499,000 |
| 2021-09-23 | Listing removed | -- |
| 2021-09-22 | Listed for sale | $385,000 |
| 2020-10-08 | Sold | $25,000 |
| 2018-11-13 | Sold | $13,900 |
| 2018-11-07 | Pending sale | $13,900 |
| 2018-10-16 | Listed for sale | $13,900 |
View on Zillow