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11230 SADDLE CREST Way, Jacksonville, FL, 32219

4beds
3baths
3,120sqft
$675,000
$216price/sqft
$5,386/moest. monthly cost
$215,440/yrincome needed

About This Home

Welcome to refined country living in the prestigious Jacksonville Ranch Club II, a private and gated equestrian community. Situated on a 1.12-acre lot, this beautifully designed 4-bedroom, 3-bathroom home offers 3,120 square feet of elegant living space. High ceilings and luxury vinyl plank flooring create a bright, open feel throughout. The kitchen features brand-new appliances, abundant cabinetry, and an eat-in area, and flows seamlessly into the spacious living room, where large windows showcase panoramic views of the covered patio and expansive backyard. A separate office provides the perfect space for working from home or quiet study. The split floor-plan is ideal for privacy and flexibility: two bedrooms share a full bath on one side of the home, while a fourth bedroom with its own private bath is tucked away on the opposite side--perfect for guests, in-laws, or an older child. The generously sized primary suite offers dual walk-in closets and a spa-like bathroom with a soaking tub, separate shower, and dual vanities. A 3-car garage completes this exceptional property. With its blend of space, comfort, and upscale rural charm--plus all the benefits of a gated, equestrian-friendly community--this home is the perfect retreat from city life while keeping you close to everything Jacksonville has to offer. Come experience Jacksonville Ranch Club II and make this stunning property your forever home.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

6/10
2/10
Highlands Middle SchoolGrades 6-88.7 mi
4/10
Jean Ribault High SchoolGrades 9-127.8 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,His and Hers Closets,Jack and Jill Bath,Kitchen Island,Open Floorplan,Primary Bathroom -Tub with Separate Shower,Master Downstairs,Split Bedrooms,Vaulted Ceiling(s)
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,120 sqft

Property

Details

  • Parcel number: 0026511850
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1.12 Acres
  • Features: Many Trees

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$462$5,544
Property Taxes $1,198$14,376
Electricity $313$3,767
Total$5,386$64,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,662/yr
40% on housing$161,580/yr
45% on housing$143,626/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 32219$153
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32219$168
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$699,900
2026-03-01Listing removed$744,500
2026-02-13Price change$744,500
2026-02-03Price change$745,000
2025-12-09Price change$754,000
2025-10-03Price change$755,000
2025-09-12Price change$765,000
2025-08-22Listed for sale$779,000
2025-05-04Listing removed$780,000
2025-04-04Price change$780,000
2025-02-04Listed for sale$815,000
2024-11-15Listing removed$815,000
2024-10-18Pending sale$815,000
2024-09-05Price change$815,000
2024-09-04Price change$805,100
2024-05-11Listed for sale$805,000
2024-01-01Listing removed--
2023-10-03Price change$800,100
2023-09-25Price change$800,000
2023-06-25Listed for sale$798,999
2023-06-20Listing removed--
2022-10-12Price change$726,200
2022-09-04Listed for sale$726,000
2021-04-09Sold$35,000
2021-01-22Listed for sale$35,000
2009-11-13Sold$37,500

Pre-Foreclosure - For Sale by Agent

AgentTIFFANY RILEY, MOMENTUM REALTY
BrokerageMOMENTUM REALTY

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