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1109 Duke St., Georgetown, SC, 29440

2beds
3baths
1,642sqft
$635,900
$387price/sqft
$4,124/moest. monthly cost
$164,960/yrincome needed

About This Home

Discover the charm of historic coastal living at 1109 Duke Street in the heart of Georgetown's Historic District. This beautiful home built in 2022 is perfectly positioned just a short stroll from the waterfront and the vibrant restaurants, boutiques, and galleries along FrontStreet, this beautifully maintained two bedroom, two and a half bath home blends timeless with everyday comfort. Enjoy peaceful mornings on the porch and quiet evenings just steps from the Harborwalk, waterfront parks, and the best dining and shopping Georgetown has to offer. Whether you're seeking a full-time residence, a coastal getaway or an investment opportunity, 1109 Duke Street offer the perfect blend of location, lifestyle and low country charm.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
72
BikeVery Bikeable

Schools

7/10
5/10
Georgetown Middle SchoolGrades 6-81.3 mi
3/10
Georgetown High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total structure area: 2,368
  • Total interior livable area: 1,642 sqft

Property

Details

  • Parcel number: 0500271690000
  • Zoning: Res
  • Special condition: None

Lot

  • Lot size: 4,791 sqft

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Earthquake
Inland Flooding
Heat Wave
Ice Storm
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Georgetown County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,215$38,580
Home Insurance *$488$5,856
Property Taxes $217$2,604
Electricity $204$2,449
Total$4,124$49,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,394/yr
40% on housing$123,720/yr
45% on housing$109,973/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$387This listing

vs Other Active Listings

Avg $/sqft

ZIP 29440$266
Georgetown County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 29440$206
Georgetown County$253

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$635,900
2026-04-14Price change$645,900
2026-04-13Listed for sale$945,900
2026-04-13Listing removed$645,900
2026-03-19Price change$645,900
2026-02-17Listed for sale$659,000
2021-08-13Sold$50,000
2017-01-04Sold$34,500
2016-12-05Pending sale$39,000
2016-12-02Listed for sale$39,000
2002-05-29Sold$99,000

For Sale by Agent

AgentCharlotte G Pope
BrokerageMackey Realty LLC

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