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321 Park St., Georgetown, SC, 29440

2beds
1baths
1,035sqft
$219,900
$212price/sqft
$1,559/moest. monthly cost
$62,360/yrincome needed

About This Home

Welcome to 321 Park Street, Georgetown, SC, which is a charming 2 bedroom, 1 bathroom home offering comfort, convenience, and exceptional value with NO HOA! This move-in-ready home features a brand new roof, providing peace of mind for years to come. Step outside to the wooden rear deck, perfect for grilling, entertaining, or relaxing with your morning coffee. Inside, you'll appreciate the separate laundry room with additional storage, providing added functionality and organization for everyday living. Another great feature is the large detached garage, offering plenty of space for storage, a workshop, hobbies, or recreational equipment. Conveniently served by City of Georgetown utilities, this home is ideally located just minutes from Historic Downtown Georgetown, where you'll enjoy waterfront dining, boutique shopping, local events, and rich coastal history. Outdoor enthusiasts will love the close proximity to Carroll Campbell Boat Landing, making it easy to spend your days boating, fishing, and exploring the beautiful waterways. Plus, you're within an easy drive of Charleston, offering access to world-class dining, shopping, and entertainment. Whether you're looking for a primary residence, a weekend getaway, or an investment opportunity, this property combines desirable features, a great location, and the freedom of no HOA. Don't miss your opportunity to own a 321 Park Street located in one of South Carolina's most charming coastal communities!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
5/10
Georgetown Middle SchoolGrades 6-82.3 mi
3/10
Georgetown High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Foundation: Crawlspace
  • Construction materials: HardiPlank Type,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator,Dryer,Washer
  • Laundry features: Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: First
  • Dimensions: 10'3x12'4

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Separate/Formal Dining Room
  • Dimensions: 12'4x10'8

Features

  • Main Level Primary
  • Flooring: Tile,Vinyl,Wood

Great Room

  • Dimensions: 5'5x13'7

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,302
  • Total interior livable area: 1,035 sqft

Kitchen

  • Dimensions: 10'1x9'2

Living Room

  • Dimensions: 12'4x14

Master Bedroom

  • Features: Main Level Primary
  • Level: First
  • Dimensions: 10'3x14

Other

  • Features: Utility Room

Property

Details

  • Parcel number: 0500342680000
  • Zoning: res
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Deck
  • Exterior features: Deck,Fence,Porch,Storage

Lot

  • Lot size: 6,098 sqft
  • Features: City Lot,Flood Zone,Rectangular,Rectangular Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters in Georgetown County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$169$2,028
Property Taxes $75$900
Electricity $204$2,449
Total$1,559$18,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,451/yr
40% on housing$46,770/yr
45% on housing$41,573/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 29440$270
Georgetown County$282

vs Homes Sold Last Month

Median $/sqft

ZIP 29440$206
Georgetown County$253

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$219,900
2022-12-15Listing removed--
2022-12-09Listed for rent$1,200
2022-09-29Sold$105,000
2022-09-01Pending sale$125,000
2022-08-29Listed for sale$125,000
2022-07-26Sold$99,000
2022-06-16Pending sale$99,000
2022-06-16Listed for sale$99,000
2009-04-02Sold$64,000
2009-02-09Sold$2,500

For Sale by Agent

AgentLauren O Call
BrokeragePeace Sotheby's Intl Realty PI

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