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104 SW Shores Dr, Blue Springs, MO, 64064

5beds
5baths
3,651sqft
$649,900
$178price/sqft
$4,626/moest. monthly cost
$185,040/yrincome needed

About This Home

Gorgeous lake views right from your front porch—this one has been truly loved, and it shows! The open main level is filled with natural light thanks to a stunning wall of windows. Cozy up in the great room with fireplace, or gather in the beautifully appointed kitchen featuring a granite center island, gleaming hardwood floors, white cabinetry, and a spacious walk-in pantry. The formal dining room shines with elegant wainscoting—perfect for hosting. You’ll also love the convenient mud bench off the garage and main-level half bath. Rich crown molding details throughout the main level enhance the home’s character and refined finish. Upstairs, the spacious primary suite offers a true retreat with a beautifully tiled bathroom, complete with a whirlpool tub, walk-in shower, and an oversized walk-in closet. All additional bedrooms are generously sized with large closets and private access to full baths—ideal for comfort and privacy. The finished lower level is made for entertaining, featuring a family room and a stylish tiled wet bar with granite countertops, mini fridge, and microwave. Plus, a true 5th bedroom with walk-in closet and full bath—perfect for guests or multi-generational living. Step outside to enjoy the fenced backyard and covered patio with electric fireplace—your new favorite spot to relax year-round. Located just across the street from the lake, trails, and neighborhood playground, this home sits in an incredible community offering monthly events like holiday celebrations, movie nights, pool parties, fireworks, and more. Enjoy TWO pools, two playgrounds, scenic trails with exercise stations, stocked fishing (bass, catfish, and crappie), and peaceful lake days with kayaking, canoeing, and paddleboarding. This is more than a home—it’s a lifestyle.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Mason Elementary SchoolGrades K-50.7 mi
8/10

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave
  • Laundry features: Bedroom Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished,Full,Sump Pump

Bathroom2

  • Features: Ceramic Tiles,Granite Counters,Shower Over Tub
  • Level: Second

Bathroom3

  • Features: Double Vanity,Granite Counters,Shower Over Tub
  • Level: Second

Bathroom4

  • Features: Ceramic Tiles,Shower Over Tub
  • Level: Basement

Bedroom2

  • Features: Carpet,Walk-In Closet(s)
  • Level: Second

Bedroom3

  • Features: Carpet,Walk-In Closet(s)
  • Level: Second
  • Area: 156

Bedroom4

  • Features: Carpet,Walk-In Closet(s)
  • Level: Second

Bedroom5

  • Features: Carpet,Walk-In Closet(s)
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: First

Dining Room

  • Level: First
  • Area: 154

Features

  • Ceiling Fan(s),Custom Cabinets,Kitchen Island,Painted Cabinets,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas,Great Room,Other
  • Fireplace: Yes
  • Finished area below ground: 1,031
  • Finished area above ground: 2,620

Great Room

  • Features: Carpet,Fireplace
  • Level: First

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,651
  • Total interior livable area: 3,651 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Pantry
  • Level: First

Laundry

  • Features: Built-in Features,Ceramic Tiles
  • Level: Second

Master Bathroom

  • Features: Ceramic Tiles,Double Vanity,Granite Counters
  • Level: Second

Master Bedroom

  • Features: Carpet,Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Area: 234

Property

Details

  • Parcel number: 54340070200000000
  • Other equipment: Back Flow Device

Features

  • Patio & porch: Porch
  • Fencing: Metal

Lot

  • Lot size: 10,655 sqft
  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$451$5,412
Property Taxes $611$7,332
Electricity $278$3,345
Total$4,626$55,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,605/yr
40% on housing$138,780/yr
45% on housing$123,360/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 64064$190
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64064$178
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$705,000
2026-03-31Listed for sale$715,000
2021-06-18Sold--
2021-05-24Pending sale$475,000
2021-05-21Listed for sale$475,000
2019-09-23Listing removed$449,000
2019-09-06Listed for sale$449,000
2017-05-11Sold--
2017-04-05Listed for sale$424,900
2017-03-30Pending sale$424,900
2017-03-27Listed for sale$424,900
2015-02-24Sold--
2014-09-25Listing removed$339,950
2014-08-11Price change$339,950
2014-07-08Listed for sale$350,000
2014-02-13Listing removed$354,950
2013-10-11Listed for sale$354,950

For Sale by Agent

AgentAsk Cathy Team
BrokerageKeller Williams Platinum Prtnr

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