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50L9 Timber Leaf Dr, SYLVA, NC, 28779

1beds
1baths
--sqft
$74,999
--price/sqft
$623/moest. monthly cost
$24,920/yrincome needed

About This Home

Looking for your own mountain RV retreat? This beautiful RV lot along Savannah Creek in Western North Carolina comes complete with a 2019 Grand Design Reflection 5th Wheel (34 ft) in excellent condition! The RV feels like home with its propane furnace and heated underbelly for year-round comfort. Inside, enjoy spacious living thanks to multiple slide-outs, a cozy electric fireplace, and comfortable seating. The kitchen includes a gas cooktop, microwave, and like-new appliances, while the bedroom offers a large closet with plenty of storage. Outdoors, relax under the lovely gazebo beside a large concrete RV pad—real property that's part of the sale. HOA dues cover community water and sewer, and the RV can be rented out when not in use, offering great income potential. Move-in ready and perfectly set up for mountain living, fishing, hiking, and exploring the great outdoors—this one is truly turnkey! Have your own RV? You can purchase just the pad for 45K.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
Fairview ElementaryGrades PK-84.6 mi
7/10
Jackson Co Early CollegeGrades 9-123.9 mi
5/10
Smoky Mountain HighGrades 9-124.4 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Rubber
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other-See Remarks
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Microwave,Gas Oven/Range,Refrigerator,Electric Water Heater,Gas/Propane Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Kitchen Island,Living/Dining Room
  • Window features: Windows-Insulated/Storm
  • Flooring: Carpet,Laminate
  • Fireplace features: Other
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central Gas

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 7529965921

Features

  • Exterior features: None
  • Has view: Yes
  • View description: Short Range View
  • Living area range: < 800

Lot

  • Lot size: 2,613 sqft
  • Features: Flood Plain,Level

Parking

  • Parking features: None-Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Drought
Hail
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$26$312
Property Taxes $18$216
Electricity $200$2,405
Total$623$7,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,360/yr
40% on housing$18,690/yr
45% on housing$16,613/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28779$273
Jackson County$445

vs Homes Sold Last Month

Median $/sqft

ZIP 28779$209
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-03Price change$80,000
2025-11-03Listed for sale$45,000

For Sale by Agent

AgentJessica Mason
BrokerageMason Peak Mountain Properties, LLC

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