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73 S Bedford Road, Chappaqua, NY, 10514

4beds
3baths
1,584sqft
$809,000
$511price/sqft
$5,845/moest. monthly cost
$233,800/yrincome needed

About This Home

Welcome home to this well-maintained residence in the heart of vibrant Chappaqua! This 4 bedroom and 2.5 full bathroom house is located in the award-winning Chappaqua school district. Step inside to discover gleaming hardwood floors throughout, a cozy living room with a wood-burning fireplace, and a bright, charming dining room. The kitchen features ample cabinetry, granite countertops, and brand-new stainless-steel appliances. The spacious primary suite, versatile enough to serve as a large family room, includes a walk-in closet and a newly renovated en-suite bathroom. Upstairs, three generously sized bedrooms await, including a second primary suite with a walk-in closet, and a second full bathroom. Additional highlights include a welcoming front porch, expansive attic storage, a full basement with crawl space, and a circular driveway accommodating up to six cars for effortless access. Enjoy summer days in the fenced backyard—perfect for gatherings, gardening, or basking in the sunshine. This prime location is minutes from the Train Station, library, town hall, post office, shops, restaurants, top-rated schools, and easy access to major parkways. Zoned for versatility, this property offers a potential for conversion back to commercial use, for an attorney’s office, dental practice, or other professional ventures in the bustling heart of Chappaqua. Don’t miss your chance to own this delightful home with endless possibilities! The house is no longer furnished as shown in the photos.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
Robert E Bell SchoolGrades 5-80.3 mi
10/10

Construction

Condition

  • Year built: 1894

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Storage Space,Unfinished,Walk-Out Access

Bathroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Crown Molding,Eat-in Kitchen,Entrance Foyer,Formal Dining,Primary Bathroom,Other,Storage
  • Attic: Full

Heating & Cooling

  • Heating features: Hot Water,Other
  • Cooling features: None

Interior Area

  • Total structure area: 1,584
  • Total interior livable area: 1,584 sqft

Laundry

  • Level: Lower

Loft

  • Level: Third

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: Lower

Property

Details

  • Parcel number: 3600100012000020000015
  • Special condition: None

Features

  • Levels: Three Or More

Lot

  • Lot size: 0.26 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,090$49,080
Home Insurance *$254$3,048
Property Taxes $1,240$14,880
Electricity $261$3,141
Total$5,845$70,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,400/yr
40% on housing$175,350/yr
45% on housing$155,866/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$511This listing

vs Other Active Listings

Avg $/sqft

ZIP 10514$522
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10514$499
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-06Listed for sale$829,000
2025-11-19Listing removed$829,000
2025-10-13Price change$829,000
2025-06-26Listed for sale$849,000
2021-02-28Listing removed--
2020-04-07Listing removed$3,700
2020-03-19Listed for rent$3,700
2020-02-15Listing removed$3,650
2020-02-11Listed for rent$3,650
2016-05-09Listing removed$3,500
2016-03-13Listed for rent$3,500
2014-07-26Listing removed$3,500
2014-06-03Listed for rent$3,500
2014-04-18Sold$400,000
2014-01-15Price change$469,000
2013-12-10Listed for sale$489,000
2006-09-05Sold$468,750

For Sale by Agent

AgentThomas S. Hennerty
BrokerageThomas S. Hennerty

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