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645 Heaton Forest, Cashiers, NC, 28717

5beds
7baths
--sqft
$5,500,000
--price/sqft
$30,594/moest. monthly cost
$1,223,760/yrincome needed

About This Home

HIGH HAMPTON ESTATE Atop High Hampton's Heaton Forest neighborhood, this family compound captures unequaled views of Rock Mountain and Chimney Top. With 5 bedrooms, 5 baths and 3 half-baths; ten guests are easily accommodated overnight. The property invites recreation, reflection and relaxation. Designed for both comfort and entertaining, the single-story main residence features a vaulted ceiling above the 650 square-foot living and dining area. Additional public spaces include a den, over-sized kitchen and breakfast room. Four separate doorways provide access to the expansive deck--portions of which are covered. The spacious primary suite includes 'his and her' baths while the guest bedroom has an ensuite bath. The guest house is the epitome of mountain charm--warm, inviting and full of character. The cozy wood cabin, with stone fireplace, deck and fire pit whispers "slow down and linger". With a main level bedroom suite and two second floor bedrooms, the home accommodates six guests comfortably. Ideal for those seeking a legacy mountain property, this family compound of almost four acres sits upon one of the higher points of the High Hampton. The past, the present and the future are ready and waiting.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Blue Ridge SchoolGrades PK-63.1 mi
9/10

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Wood
  • Construction materials: Log Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Features

  • Bookcases,Entrance Foyer,High Ceilings,Bar
  • Flooring: Carpet,Wood
  • Number of fireplaces: 2
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Property

Details

  • Parcel number: 7571747001 & 7571745134
  • Zoning description: Residential

Features

  • Levels: One and One Half,One
  • Stories: 1
  • Patio & porch: Covered,Deck
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: None
  • Topography of land: Level,Rolling

Lot

  • Lot size: 3.89 Acres
  • Features: Cul-De-Sac,Gentle Sloping,Level,Rolling Slope

Parking

  • Total spaces: 2
  • Parking features: Attached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Ice Storm
Tornado
Hail
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $27,810$333,720
Home Insurance *$1,023$12,276
Property Taxes $1,561$18,732
Electricity $200$2,405
Total$30,594$367,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,048,937/yr
40% on housing$917,820/yr
45% on housing$815,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28717$1,671
Jackson County$423

vs Homes Sold Last Month

Median $/sqft

ZIP 28717$538
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Listed for sale$5,500,000
2018-08-09Sold$1,100,000
2018-07-01Pending sale$1,295,000
2018-04-25Listed for sale$1,295,000

For Sale by Agent

AgentAndrew Hudson
BrokerageHampton Realty, LLC

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