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57 Lost Arrow Ln, Whittier, NC, 28789

1beds
2baths
--sqft
$298,750
--price/sqft
$1,922/moest. monthly cost
$76,880/yrincome needed

About This Home

Welcome to serenity of the Great Smoky Mountains, to your turnkey getaway. That's right, fully furnished for immediate rental or moving in. With this 1Br/1.5 bath floorplan you do not have to give up your privacy when friends drop by. Over 400 sq ft of heated space to enjoy the cool nights and warm days. A great workspace to complete that last minute business call. Relax on the large 13' x 9' porch to enjoy that morning brew or the evening iced tea. The community has plans for hiking, biking, and horseback riding trails in the future. Included is a GENERAC whole house generator in place just in case. A child's play area in the loft is possible. New well pump 2026.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
5/10
Smoky Mountain HighGrades 9-126.7 mi
7/10
Jackson Co Early CollegeGrades 9-126.8 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Residential,Park Model/Tiny Home

Interior

Appliances

  • Appliances included: Water Filter System,Exhaust Fan,Microwave,Electric Oven/Range,Refrigerator,Washer,Dryer,Gas/Propane Water Heater,Tankless Water Heater

Basement

  • Basement: None,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Cathedral/Vaulted Ceiling,Kitchen/FR Combo,Primary w/Ensuite,Primary on Main Level,Pantry
  • Door features: Doors-Insulated
  • Window features: Insulated Windows,Screens
  • Flooring: Laminate
  • Fireplace features: None
  • Attic: None

Heating & Cooling

  • Heating features: Propane,Mini-Split
  • Cooling features: Ductless

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First
  • Area: 66

Property

Details

  • Parcel number: 7623576026
  • Other equipment: Generator

Features

  • Patio & porch: Porch
  • Has view: Yes
  • View description: Short Range View,View-Winter
  • Waterfront features: Stream/Creek
  • Residential vegetation: Partially Wooded
  • Living area range: < 800

Lot

  • Lot size: 3.77 Acres
  • Features: Hilly/Steep,Private,Wooded

Parking

  • Parking features: No Garage,None-Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,510$18,120
Home Insurance *$123$1,476
Property Taxes $89$1,068
Electricity $200$2,405
Total$1,922$23,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,897/yr
40% on housing$57,660/yr
45% on housing$51,253/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28789$202
Jackson County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 28789$266
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$325,000
2026-03-24Listed for sale$347,000
2023-03-23Sold$265,000
2020-08-14Sold$65,000
2012-05-23Sold$7,500
2011-12-20Sold$13,500

For Sale by Agent

AgentJoe Coone
BrokerageKeller Williams - Great Smokies - Bc

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