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322 N 5th St, Jal, NM, 88252

3beds
2baths
1,176sqft
$89,500
$76price/sqft
$914/moest. monthly cost
$36,560/yrincome needed

About This Home

Older Manufactured home, needs some work, Will NOT qualify for any type financing. Several other out buildings. Great Corner LOT

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
Jal Elementary SchoolGrades PK-50.5 mi
2/10
Jal Jr High SchoolGrades 6-80.5 mi
5/10
Jal High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1976

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,176
  • Total interior livable area: 1,176 sqft

Property

Details

  • Parcel number: 4000824490001, 40005

Features

  • Stories: 1
  • Patio & porch: Patio Covered
  • Fencing: Cross Fenced
  • Topography of land: Cross Fenced, Wire, Irregular Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Lea County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $452$5,424
Home Insurance *$137$1,644
Property Taxes $177$2,124
Electricity $148$1,780
Total$914$10,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,337/yr
40% on housing$27,420/yr
45% on housing$24,373/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 88252$120
Lea County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 88252$101
Lea County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-17Listed for sale$89,500

For Sale by Agent

AgentBobby Shaw
BrokerageBurkett - Shaw Realty / Hobbs

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