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189 Crocus Ln, Sylva, NC, 28779

4beds
4baths
0sqft
$499,000
--price/sqft
$3,082/moest. monthly cost
$123,280/yrincome needed

About This Home

Looking for room to spread out in the Smoky Mountains? Welcome to 189 Crocus Lane, a beautifully appointed residence recently built in an estate-planned community that blends privacy, convenience, and small-town charm. This thoughtfully designed 2021 home sits on 2.57± acres and features four bedrooms, three and a half baths, two bonus rooms, and an oversized two-car garage. Step inside to discover a grand living area anchored by a striking stacked stone fireplace and a chef-inspired kitchen with granite countertops, offering both style and function for everyday living and entertaining. Main-level living provides effortless comfort and convenience, while the upper level offers additional bedrooms and versatile bonus rooms ideal for guests, a home office, or hobbies. Right outside your front door, enjoy access to nearby hiking trails, local parks, and scenic Scotts Creek. You're also just around the corner from the Tuckasegee River, renowned for fly fishing and water sports. With great access to local shops, dining, spirits, and the relaxed pace of Western North Carolina living, this property offers an exceptional mountain lifestyle without sacrificing comfort or accessibility.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
Fairview ElementaryGrades PK-83.2 mi
7/10
Jackson Co Early CollegeGrades 9-123.0 mi
5/10
Smoky Mountain HighGrades 9-123.1 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Asphalt
  • Construction materials: Frame,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven,Stainless Steel Appliances

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Crawl

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,662

Heating & Cooling

  • Heating features: Electric,Propane,Heat Pump
  • Cooling features: Central

Interior Area

  • Total structure area: 2,662

Kitchen

  • Features: Open,Granite Counters

Property

Details

  • Parcel number: 7631379833
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Covered Porch
  • Has view: Yes
  • View description: Wooded

Lot

  • Lot size: 2.57 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Hail
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$175$2,100
Property Taxes $137$1,644
Electricity $247$2,975
Total$3,082$36,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,668/yr
40% on housing$92,460/yr
45% on housing$82,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28779$269
Jackson County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 28779$209
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$575,000
2026-03-28Price change$599,000
2026-01-14Price change$630,000
2026-01-08Price change$650,000
2026-01-06Listed for sale$630,000
2021-06-03Sold$52,000
2005-08-11Sold$25,000

For Sale by Agent

AgentJonathan Tharp
BrokerageKELLER WILLIAMS REALTY

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