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233 Highland Road, Rye, NY, 10580

6beds
6baths
5,725sqft
$3,295,000
$576price/sqft
$23,538/moest. monthly cost
$941,520/yrincome needed

About This Home

Stunning New home in a great location within walking distance to the Rye train station and town. This well designed 1st floor features an open floor plan with an eat in kitchen, large center island, family room with fireplace, living room, dining room, private study and powder room. The second floor has a large Primary bedroom suite with a vaulted tray ceiling, custom finished walk in closets, and marble bath with a heated floor. Four additional bedrooms, 2 en/suite with a private bath, a hall bath, and laundry room complete the 2nd floor. The lower level is finished with a recreation room, bedroom, full bath and mud room. Other amenities include high efficiency heating and cooling system, custom transitional moldings, maintenance free exterior, 9 ft ceiling, custom craftsmanship and detail throughout by long time local Westchester developer. House will be completed by the end of the 2026 still time to customize and make it your own.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
8/10
Harrison High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: Advanced Framing Technique,Cedar,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Indirect Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Central Vacuum,Crown Molding,Eat-in Kitchen,Formal Dining,Open Floorplan,Primary Bathroom,Tray Ceiling(s)
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,725
  • Total interior livable area: 5,725 sqft

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Lower

Property

Details

  • Parcel number: 2801000523000000000038
  • Special condition: None

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,661$199,932
Home Insurance *$879$10,548
Property Taxes $5,052$60,624
Electricity $946$11,353
Total$23,538$282,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$807,017/yr
40% on housing$706,140/yr
45% on housing$627,680/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$576This listing

vs Other Active Listings

Avg $/sqft

ZIP 10580$794
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10580$831
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$3,295,000
2024-05-09Listing removed--
2023-05-19Listed for sale$2,895,000
2022-01-01Listing removed--
2021-06-04Listed for sale$2,795,000
2021-06-03Listing removed--
2020-10-02Listed for sale$2,695,000

For Sale by Agent

AgentJoseph Stilo
BrokerageJulia B Fee Sothebys Int. Rlty

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