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1549 Cruft St, Indianapolis, IN, 46203

3beds
1baths
2,080sqft
$149,000
$72price/sqft
$1,311/moest. monthly cost
$52,440/yrincome needed

About This Home

Come see this near Southside 2-story 3-bedroom 1-bath home, in an established area that is near various city parks and other Southside amenities! The 3 bedrooms are on the 2nd floor with the remaining living spaces on the 1st floor. Sit outside on the covered front porch or out in the backyard with family to relax. Close to the interstate to take you anywhere you want to go in the city. Presently tenanted with long term section 8 tenants with the present rent being $1,400, and is presently on a month to month lease. Great investment property to add to your portfolio, so don't wait long to come see it!!!

Getting Around

23
WalkingCar-Dependent
36
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

4/10
1/10

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Electric Oven,Refrigerator
  • Laundry features: Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Upper
  • Area: 84
  • Dimensions: 12 x 7

Bedroom3

  • Level: Upper
  • Area: 105
  • Dimensions: 15 x 7

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 165
  • Dimensions: 15 x 11

Features

  • Smart Thermostat
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,080
  • Total interior livable area: 2,080 sqft

Kitchen

  • Level: Main
  • Area: 126
  • Dimensions: 14 x 9

Living Room

  • Level: Main
  • Area: 255
  • Dimensions: 17 x 15

Master Bedroom

  • Level: Upper
  • Area: 135
  • Dimensions: 15 x 9

Property

Details

  • Parcel number: 491019117401000101
  • Special condition: As Is,Sales Disclosure Supplements
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Fencing: Fenced,Full

Lot

  • Lot size: 4,791 sqft

Parking

  • Parking features: Alley Access

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$109$1,308
Property Taxes $259$3,108
Electricity $190$2,288
Total$1,311$15,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,948/yr
40% on housing$39,330/yr
45% on housing$34,960/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 46203$117
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46203$129
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$144,000
2026-07-14Listed for sale$149,000
2018-02-02Listing removed$800
2018-01-18Listed for rent$800
2018-01-17Sold$40,000
2017-12-18Price change$42,500
2017-12-01Listed for sale$49,500
2004-10-12Sold$23,000

For Sale by Agent

AgentAaron Schlesinger
BrokerageFinney Group Realty LLC

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