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2094 Fisher Creek Rd, Sylva, NC, 28779

1beds
1baths
--sqft
$215,000
--price/sqft
$1,454/moest. monthly cost
$58,160/yrincome needed

About This Home

Rare opportunity to own .71 acres of level, creek-front land in an unbeatable Sylva location — right next door to PINNACLE PARK! This beautiful west facing property features mature trees, peaceful water frontage, and easy access from a state-maintained paved road, offering both natural charm and everyday convenience. The land is level and usable, making it ideal for building your dream home, mountain retreat, or investment property. Enjoy the soothing sounds of the creek and the privacy provided by established trees, all while being just minutes from downtown Sylva's shopping, dining, and schools. Outdoor lovers will appreciate having miles of hiking trails and scenic overlooks literally next door. A single-wide home is already on the property being sold as is, providing a place to stay or rent out while you build. Hard-to-find combination of buildable creek frontage, prime location, and existing home — don't miss this chance to create your perfect Smoky Mountain getaway or full-time residence.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
Scotts Creek ElementaryGrades PK-81.1 mi
5/10
Smoky Mountain HighGrades 9-124.7 mi
7/10
Jackson Co Early CollegeGrades 9-125.1 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Electric Oven/Range,Refrigerator,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Primary on Main Level
  • Door features: Doors-Insulated/Storm
  • Window features: Windows-Storm None
  • Flooring: Carpet,Laminate
  • Fireplace features: None
  • Attic: None

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 7653147673, 7653147583

Features

  • Patio & porch: Deck
  • Waterfront features: Stream/Creek
  • Living area range: < 800

Lot

  • Lot size: 0.71 Acres
  • Features: Level,Level Yard

Parking

  • Parking features: No Garage,None-Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Hail
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$75$900
Property Taxes $92$1,104
Electricity $200$2,405
Total$1,454$17,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,851/yr
40% on housing$43,620/yr
45% on housing$38,773/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28779$271
Jackson County$445

vs Homes Sold Last Month

Median $/sqft

ZIP 28779$209
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-18Price change$175,000
2026-02-04Listed for sale$185,000
2026-02-04Listing removed$185,000
2026-01-30Listed for sale$185,000
2002-04-22Sold$55,000

For Sale by Agent

AgentJudith Preiato
BrokerageJackson County Realty, Inc.

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