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513 N Graham St Unit 2E, Charlotte, NC, 28202

1beds
1baths
644sqft
$173,000
$269price/sqft
$1,194/moest. monthly cost
$47,760/yrincome needed

About This Home

Located in the heart of highly sought-after Fourth Ward Uptown, this charming condo offers the perfect blend of comfort and city convenience. The open floorplan features a cozy fireplace and a light-filled bay window creating an inviting living space ideal for everyday living or entertaining. The kitchen is well-appointed with granite countertops and ceramic tile flooring which continues into the bathrooms for easy maintenance. The primary bedroom includes a walk-in closet. Enjoy resort-style amenities including a clubhouse, fitness center, pool, and grilling area. A dedicated parking space is located just outside the unit for added convenience. HOA dues include water/sewer, trash, and recycling. Unbeatable location with easy access to parks, restaurants, breweries, shopping, Bank of America Stadium, Truist Field, Spectrum Center, and the NC Music Factory—Uptown living at its best.

Getting Around

82
WalkingVery Walkable
68
TransitGood Transit
60
BikeBikeable

Schools

5/10
3/10
Sedgefield MiddleGrades 6-82.7 mi
7/10
Myers Park HighGrades 9-124.5 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: None
  • Construction materials: Wood

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Self Cleaning Oven,Washer/Dryer
  • Laundry features: Laundry Closet

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Built-in Features,Open Floorplan,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Great Room,Wood Burning
  • Finished area below ground: 0
  • Finished area above ground: 644

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 644
  • Total interior livable area: 644 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 07807565
  • Zoning: MUDD-O(HDO)
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Upper
  • Pool features: Community

Parking

  • Parking features: Assigned,Parking Space(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $874$10,488
Home Insurance *$22$264
Property Taxes $98$1,176
Electricity $200$2,405
Total$1,194$14,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,937/yr
40% on housing$35,820/yr
45% on housing$31,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
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Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 28202$257
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28202$434
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$185,000
2026-03-18Price change$190,000
2026-02-17Listed for sale$200,000
2017-06-14Sold$170,000
2017-05-08Pending sale$164,500
2017-05-05Listed for sale$164,500
2017-04-11Pending sale$164,500
2017-04-07Listed for sale$164,500
2009-12-18Sold$107,000

For Sale by Agent

AgentBrian Richards
BrokerageHoward Hanna Allen Tate Charlotte South

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