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257 Saint Peters St, Cincinnati, OH, 45226

4beds
4baths
5,000sqft
$955,000
$191price/sqft
$7,005/moest. monthly cost
$280,200/yrincome needed

About This Home

Design and build your dream home with Christopher Michael Homes. Enjoy luxury city living w/spectacular river + city views. Walkable to everything Columbia Tusculum has to offer. Tax abatement eligible. Call now to schedule a private meeting with the builder. Pictures are for marketing purposes only.

Getting Around

27
WalkingCar-Dependent
29
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

4/10
Riverview East AcademyGrades PK-120.6 mi
3/10
6/10

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Other

Other

  • Builder name: Christopher Michael Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: Second

Bathroom3

  • Features: Full
  • Level: Second

Bathroom4

  • Features: Full
  • Level: Second

Bedroom2

  • Level: Second
  • Area: 0

Bedroom3

  • Level: Second
  • Area: 0

Bedroom4

  • Level: Second
  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Third
  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Other

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,000
  • Total interior livable area: 5,000 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bathroom

  • Features: Other

Master Bedroom

  • Level: First
  • Area: 0

Office

  • Level: 4
  • Area: 0

Property

Details

  • Parcel number: 0310001012200
  • Zoning description: Residential

Features

  • Stories: 3
  • Has view: Yes
  • View description: City,River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River

Lot

  • Lot size: 4,399 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,828$57,936
Home Insurance *$440$5,280
Property Taxes $1,201$14,412
Electricity $536$6,435
Total$7,005$84,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$240,171/yr
40% on housing$210,150/yr
45% on housing$186,800/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 45226$285
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45226$232
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-22Listed for sale$955,000
2025-09-16Listing removed$120,900
2025-08-15Listed for sale$120,900
2025-07-16Listing removed$155,000
2025-04-28Listed for sale$155,000
2025-04-24Listing removed$159,900
2025-03-19Listed for sale$159,900
2025-03-10Pending sale$159,900
2024-10-28Listed for sale$159,900
2024-07-19Listing removed--
2024-01-22Listed for sale$995,000
2024-01-01Listing removed--
2023-05-30Listed for sale$995,000
2022-09-09Sold$71,500
2022-08-29Pending sale$80,000
2022-06-09Listed for sale$80,000

New Construction

AgentKatherine McCarty
BrokerageColdwell Banker Realty

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